HI there I have posted this same question in the Lloyds forum but I just wondered whether they may be a little more business knowledge available here. Well I have arrived at filing the claims for the two business accounts one of them was a Ltd company so I have filed the claim in the name of the company as the bank correspondance was always sent to the company secetary. However I am unsure with the other claim whether to mention the name of the company as the correspondance wa always addressed to my husband and I not to the company although the account was in the name of the company. It does not say T/A on the statements just addressed to us but with the name of the company under the account statement heading. Do I need to put on the N1 that I am signing on behalf of the company or that it is me personally making the claim for the non Ltd account. Thanks Speedo

Well I have arrived at filing the claims for the two business accounts one of them was a Ltd company so I have filed the claim in the name of the company as the bank correspondance was always sent to the company secetary. However I am unsure with the other claim whether to mention the name of the company as the correspondance wa always addressed to my husband and I not to the company although the account was in the name of the company. It does not say T/A on the statements just addressed to us but with the name of the company under the account statement heading. Do I need to put on the N1 that I am signing on behalf of the company or that it is me personally making the claim for the non Ltd account.

My Husbands Halifax account has incurred just 3 charges over a two year period in total they only come to £110. What are the chances of the Halifax stumping up without too much of a fight. My accounts are all with the Lloyds who seem to be treating this like some sort of competative brinkmanship and not paying out until they are almost physically forced to I just wondered if the Halifaxx were any more amenable. Thanks Speedo

Well although I didn't get a reply to my last post I have hopefully filled out the N1 correctly and I am off to file it today. If anyone sees that I have made a glaringly obvious mistake I would apreciate a heads up. Thanks Speedo

Thanks for that I am slightly behind with the business claims but that will be most helpful. Just to make sure that I have understood correctly the box contains the total of the charges claimed + the overdraft interest + the 8% interest. In 5a is the interest mentioned there the 8% or the overdraft interest and following on from that should the amount in there be the charges + the overdraft interest or just the charges Sorry to be dense but I would really like this to go through 1st time without giving Lloyds the chance to delay it through any of my mistakes (as if they would) Thanks Speedo

Unsurprisingly there has been no positive offers from Lloyds:D So I am now at the stage of filling out the N1 If I may I have a couple of questions at the bottom of the first page next to the Defendants name and address (which I assume you have to fill in) is a box asking for amount claimed does this box need to include the 8% interest? Thanks in advance Speedo

I guess as nobody seems to know the answer to this I had better start with the prelim letters Speedo

I understand that I will need to send the business template LBA but my question is do I need to send the prelim letter first for a business account or just go straight in with the LBA Thanks Speedo

Sorry just trying to keep this near the top in the hope that someone knows the answer

Bump

Hi there Having got my personal account underway I am about to start on my 2 Business accounts. Before I get going looking at the templates library do I send the prelim letter as per the personal account or do I go straight in with the business LBA Thanks Speedo

Ok The prelim letter has just gone by recorded delivery to the Birmingham address so we're on our way!!!

Thank you for the replies but I now have another question (sorry) I have realised that some of the early pages from 2002 are missing I can print them out from the website (LloydsTSB) but do I need to print them all out or just the ones with the charges on? One other thing there is a sentence at the top of the statements printed from the internet that says " The personal data on this statement was correct at the time of printing. This statement is not an official Bank copy". Does this mean that I could not rely on these statements should the need arise in the future Thanks once again Speedo

Hi there My first post I have spent some time looking around the site and now feel it may be time to act! Before I proceed I would like to just make sure that I am correct in thinking that if I have all my Bank Statements for the relevant period then I do not need the SAR. I would hate for the first action that I take to be the wrong one. Thanks Speedo