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Hi 18 months ago I borrowed £200 from Getapaydayloanfast (ONESYS), but before I could repay it, I took advice from a Debt Management Company and decided to enter into a DMP. I had about £20K of debt and told ONESYS my position immediately. I set up the plan and all creditors accepted it, apart from ONESYS. They took my payments from the DMP and continued to add interest and charges, until the outstanding amount reached well over £2000! They took me to court, stating that they had email, called and written to me (a lie as they had only emailed me) and that they had received no payments. I contested it, and showed the payments from the DMP and stated that the charges were excessive, but the court naturally sided with ONESYS. They are now looking to get a judgement (no doubt so they can sell on the debt) and I have offered a one off payment of £250 or £20 pm. They did not accept this and want either £650 or £100pm for 28 months! Remember I only borrowed £200. I cannot afford this but do not want a CCJ, can anyone help? I don't know how people work for companies like this, or how we allow them to act this way with the protection of the law! I hope someone can help. Charlie
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Reclaim the right Ltd
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS