Showing results for tags 'isssure'.
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Hi all, I hope this is in the right section, I have been trying to find the best place to put my first post. My wife and I were buying a property and it didnt go so well due to the our lender's policies on properties that haven't been owned for 6 months. Ok thats fair enough, policies are policies but basically on the day the money from the lender was going to be released we were refused our mortgage. Our solicitor said she had never heard of this before and mortgages had been refused for more trivial things. The lender told us this should have been found out at the start of proceedings and blames the solicitor as she should have checked the CML which is apparently a publication convayancing solicitors use to check policies with all the lenders. We were charged all legal fee's as the solicitor said she completed all of her instructions. My questions is, at what point in a property convayance should the lenders policies be looked into by the instructed solicitor? as there is no point proceeding if the lender isnt going to.. lend!. Thanks for reading.
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