Showing results for tags 'debt sold'.
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Hi, I have a £5.5k debt (loan) for which the creditor obtained a CCJ in 2002. In 2004 they attempted to enforce an 'Attachment of earnings' but as I was 'Self employed' it was dismissed by the Judge. I wrote to the creditor on 3 occasions in 2004, I still have the paperwork, offering weekly payments of £10, I even filled in one of their 'Income and Expenditure forms' but they never got back to me. Now 10years later they have sold the debt to a collection agency or Solicitors who are chasing payment. I know as a CCJ by the original Creditor was obtained the Debt is NOT 'statute barred' but where do I go from here? If they'd accepted the £10/month I offered back then I'd be close to paying it off by now. Everything I've read online says 'this is a grey area'.
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