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Hello everyone, I am looking for the help for my friend who needs to open an basic bank account, He was redundant 3 years ago, subsequently defaulted all credit cards and overdraft which is around £14000 altogether. Soon after the default He moved to another address and changed telephone number. Now opportunities have arrived for him to work again and has job offer. He tried to open an basic bank account with cooperative and nationwide but has been refused. can anyone help and guide how to open an basic bank account and what could be reason of refusal from banks. Thanks
Hi, My Natwest Step account is being downgraded to a basic Account. I didn't mind until I found out I can only use Natwest, RBS or Ulster Bank branded cash machines in the UK or Gibraltar, and post office/Natwest counters. I wouldn't be able to use UK cash machines from other banks or providers. I was given the option to apply for a current account. I'm on JSA and my credit rating is a nightmare. An excerpt from Natwest letter to me: "We value your custom and would like to go on helping with your banking, but you also have the option to close your account." I doubted threat