Hello Everyone!!Im after a bit of advice on a fixed interest,11 year mortgage i took out in 1998 for £20,000,it had a early redemption penalty of £1000!i payed off this mortgage in full in 2004 and had a letter saying that if a took out another mortgage with them they would reduce or not charge me this penalty.I declined and paid the penalty in full! I am now wondering if this was an unfair penalty and could i claim something back? or was it just my own stupid fault for originally signing and agreeing to daylight robbery!!