This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

I have had a letter from Abbey today saying they are going to fight me in cort! HA! cant wait, they have also asked for details of how I have come to my figure of £1575, even though i have already sent the details twice!! Shoul i send it again?

Do you know who she would need to contact in the first instance to discus any further action? Many thanks Madmedic:confused:

Hello all, long time no post! just to let you all know that today (30-12-06) a friend of mine has just recived a letter from Nat West to offer full settlement of £1450! good news for him! As for me? well today i recived 2 letters, one from the abbey saying that I have not given them any details of the claim! (them have lost the paperwork!) and one from the court saying the are going to defend ALL of the claim! just my luck!!! Should I send them the list of charges for the THIRD time? or just wait for my day in court?

Hello all, tell me, I have 2 account with the shAbbey, one is a joint and one is a single account. The single account is fine and not a problem, the joint account is the one I am making the £1536 claim againts, I came back from holiday to find (As sited above) that £575 had been paid into my personal account as a GOGW, HOWEVER £2072 had been taken out of my personal account by the shAbbey!!! This is the total amount outstanding from the jonit account. (including a £1000 Autherised O/D) Is this unlawfull? PLEASE HELP!!!

Got back from my holiday today to find that they have paid £575 into my account as a GOGW! Now if they will cough up the rest i will be very happy indeed! A thank you and refusel letter going out tomorrow. Watch this space!

Can someone that has been declaired bankrupt claim back her charges even if she did not pay them? Her debt was 6k and she had no choice (personal reasons) but to go bankrupt at 15k. she belives that the extra 9k was charges and as a direct result of this she was forced to go bankrupt!!! Any suggestions greatly recived. Thanks all.

100% behind you trundlecat! I ask for £20 for the inital subject access request and 10% of any monies won. Im being paid for my time and costs. My mobile phone bill alone is about £150 pcm! I have also helped countless friends for free and its costing me a packet! Nobody has said im being unfair or greedy. Good luck with the pregnancy! Buy the baby some new booties!

Thank you andrew1, I think I love you!

Can I reclaim charges for un-auth O/D Fee?

I have just got my summons for speeding on the A2 in kent! A mobile unit got the car I was in (company car) doing 62mph in a 50mph zone (road works), I asked for the picture as there were 2 of us in the car at the time and I could not be sure who was driving at the time! they sent the photo, it showed a lovely silver windscreen of the car I was in, no pic of me or my work mate, just a lovely shiny silver windscreen! the picture of the car was clear enough but due to the suns angle, no picture of the driver! I sent the police a letter to the above affect and recived a letter back saying that "the case is being returned to the prosicuting officer to deal with" In british law it clearly states "beyond resonable doubt!"

Right, time to update you all, iv not been on for a while (life being what it is!), Subject Acess Request sent for both my Shabby accounts, with my £20 fee, (£10 for each acc) 4 days later i got my, "sorry your not happy, we are dealing with your request" letter, Statements recived about 7 days after that! After a rough look at them they owe about £1,750!!!!!! Am I right in saying that I can, LEGALLY,:o charge 8% from the date of the penalty charge??? for each and every charge? Thanks Madmedic112. P.S. I would just like to say a big THANK YOU to all at the bank action group! for all your help and all the downloadable forms! Thank you, Thank you, Thank you!

Right iv been nice and i have tried not to get nasty! but sod it! i have waited 60 days and ..... nothing! Subject access request sent today! and I have also just seen the APR calculator! Fantastic! a £35 cost in June 2004 is now worth £40.29! Result! A Profit of £5.29!!! Thanks again for your help and support one and all!

Guess what?! I called the shabbey today to chase up my request for statments going back 6 years as we are now only 3 days off of the 40 days allowed, I was told that it was only a "SUBJECT ACCESS REQUEST" that must be answered within 40 days!!!!!! I really really hate the shabbey!!!!!! Oh well, good things come and all that!

forms downloaded, im all over them like a rash! sod em all! thanks again! Stuart

I have requested my "fines" from abbey via email 41 days ago, i called them today to find out what the delay is, i was told that the abbey "do not give that sort of infomation on its own", however they can send a statement covering the last 5!!! years and will take a further 28 days! something is better than nothing! whach this space, the other problem is the indian call center not understanding english law, they get told what to say and stick to it by hook or crook! Fingers crossed!

Yes, about 4 or 5 years ago, with south west water!

Man, you guys dont give up do you, will do boss!!!

It might also be worth telling you all about the time they charged me £330 in charges in one day! i called them and explained that i have just split from my fiancee and that the situation had become acrimonious! they gave me £140 back as "a good will thingy", see they aint all bad!!! lol

How on earth can it be leagl to give someone a CCJ BEFORE the end of the year, My Water charges are paid in advance, (as are everone esles) for the comming year, so how can i be issued a CCJ before the year is out? Fair, i dont think so!

Just a thought, should we not make any charges we levi against the banks "reasonable"? after all we dont want them putting in a counter claim!

I emailed abbey last week and got a reply telling me to call them to make sure i did send the email! i called and they said they will deal with my request within 7 to 14 days! However they said that under the "DPA" they only have to go back 5 years! i'll settle for that! WATCH THIS SPACE!