This topic was closed on 03/08/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

Hey, sorry. A classic blunder, i jumped in feet first. I will go and start a new thread. Once again sorry, good luck.

Hi, I got my bank charges quite quickly from the Halifax, after a follow up phone call. I then sent the first letter of action explaining the unfair bank charges etc - they replied with in 40 days however told me that no action can be taken untill this court case (to find out if its ok to take customers money) has gone through, this could take years. Do i continue??? What do i do? Thanks

Yes, thanks alot. I shall get busy.

Im just about to start action against the halifax bank to reclaim my charges. I hold Three accounts with them -a student, a loan and a credit card. Im worried about starting action because i am no longer a student and i owe £1250 on my overdraft. My girlfriend recently went ballistic in the headquarters in glasgow due to the bank not repaying a mistake they made, after alot of shouting she got the money back but - they found out she was not eligible to have the account she had and was forced to pay back her overdraft immidiatly. Thus im worried if i start action they will do the same to me. This would not be so bad if the asked for the overdraft back at the end of the procedings when i win - cos i could simply pay off my overdraft with my charges, but if they ask for it before - im stuck. Anyone with the knowlege to help me??? Ps, three cheers for the consumer action group!!!