Hi, when i took out my mortgage i also took out several types of insurances - as the bank said i would not get the loan without them! at the time i was not too bothered as the protection seemed worthwhile. i have repayment protection income protection life and critical illness cover. as things were explained the repayment protection and the income protection were to benefit me in the case of illness accident and redundancy (i was keen to take these as having been made redundant in the past i wanted to be sure of this kind of protection!) well i have just been made redundant again and found out that although the payment protection covers this the income protection (which is supposed to pay me a percentage of my salary for up to 6 months) only covers accident and illness and not redundancy!!! needless to say i am furious as i was sold this policy specifically because of the protection for redundancy as the plan was it gives a bit of breathing space to find a new job. i know i should have read the policy documents more carefully at the time but having repeatedly asking and having confirmed that i was covered i stupidly thought i was being told the truth. do i have any case against the bank or does this come down to my own fault for not checking the cover thoroughly? i will be cancelling the policy as its not what i want but that doesn’t really help me now. any advice would be appreciated and my apologies for such a long post.