So what is meant by Aaronsdad and his "consideration" post.

Do I take from this that I can cash my cheque and write to the bank stating that I accept it as part settlement and that I could go ahead and claim for the rest by summary clause and I would be within my rights? There is no mention of 'consideration' in their letter' they only state "This cheque is tendered without admission of liability and is in full and final settlement of your claim and your encashment of it will be taken as your acceptance of this". I would wish to cash the cheque before I write as they would probably withdraw offer if I let them know what I intended. Your thoughts?

Hi buzby - you seem very sure that if I accept the banks offer as part settlement that I can not go on to claim in court for the rest of my claim. Is this for certain or can I try my luck? Surely the banks are just making up the rules as they go along i.e. If you cash cheque end of case. If I do go to court and it is thrown out, is all I can lose the £39 for bringing the action?

Any thoughts on this one or is anybody in the same boat?