hi "xjslick"..topman...thank you...keep the wheels for fairness rolling!!!!

Hi slick...unfortunately i opt for the additions a/c..but fortunately the"fees" i am seeking are prior to reserve fees coming into affect,i will keep you posted on my outcome..once again kind regards for your time...paulzx600

Hi slick..thank you for your reply(very much appreciated)..sorry about the P.A.F.R, bit...(preliminary approach for repayment) is what i should have said....so hope you bear with me on this one?.. here's how i stand,like the mass's i heard that i could claim money back so i sent off a subject access request,and recieved back a (summary of fees) dateing back to 16/4/2002(six years) zero fees up to 2006,but in 2007 i had 7 "paid referrals" £210..plus 7 "unpaid outs" £245... Up to 21/7/2008...6 "paid referrals" £180..plus 5 unpaid outs £175..total £810....therefore my question is can i go any further with a claim..hope this makes my case a bit more clear in my search for repayment,,once again thank you for your time......kind regards paulzx600

hello,haveing compleated step one,i have now received a summary of fees from barclays and i am now looking for help on how to progress on to stage two(P.A.F.R).Do i submit the total fees (£810.00p),ur have i not got a leg to stand on in trying to proceed with a claim?

hi..if at all possable i would be gratefull for anymore info about this as i have also been charged...regards..paulzx600

Hi all..i have a personal loan with the (black horse) and i am being stung for the above title charges, of £80 are they for real? or do i just have to bit the bullit. all and any advice welcome ....regards to all....paull zx600....the (freshman)

Hi all...all advice wellcome..as long as its not like a free lunch???paulzx600

hi to all..as a fresher...