Me again, finally got my arse in gear (in work and nothing better to do! ) and have done my schedule of charges and letter to Barclays asking if they'd kindly refund all they've taken from me!! Going off today, not sure whether 14 days should be working days or not, whether I should let them have some lee way for new year ? Any road my claim amount is currently £2,751.84 although this will no doubt go up as they ignore me, get 8% added and end up owing me around £3,300, nice!! Thats all, hope you all had a good Christmas, here's to a profitable new year!!

BUMP for some more opinions. Thanks Lovejoy but could do with some more.

Hi Guys, Been lurking and learning for a little while now but am about to get started on my claim. I have all my statements going way back so I'm one step forward than most people I think, but I have a couple of issues I'd like a little help on. I have read a number of threads and checked the FAQ's but can't pin down an answer on a few things, opinions & personal experiences would be welcome! 1) Are Barclays likely to close my account? I have another account elsewhere already but it would really screw me up if they did close it. 2) I'm in and out of overdraft but I don't think they'd default me on it, my account used to be rubbish but is looked after a lot better now, and soon to be in reciept of a bit of boost I hope!! Anyone think they might default my overdraft as some others have? 3) I have a loan with Barclays too which I'm servicing without any trouble, could they call that in? That would completely screw me up financially and I fear I would have to drop the case if they threatened that. I'm not afraid to take on Barclays having read the other success stories however I really don't want to move my account or have to repay the loan (which I couldn't do anyway!) I guess I just want to have a good look before I leap. Thanks in advance Shinobi