Thanks Caro, do you think any OFT decision would have any bearing on my case, is there a chance it could be settled by then do you think??

Thanks Happy Getting everything ready to send as we speak, how long do the nect step take after the judge rules will they normally pay up straight away is there a time limit or can they try to stall??

Will Do Barty, do feel like there is light at the end !!!!

Claiming initially £1727.00 and £2127.00 from Yorkshire Bank from two separate (open) accounts Sent DPA Letters 16/11/2006 Received statements 13/12/2006 Sent Request for repayment of charges 18/12/2006 Reply received 27/12/2007 - Pretty much expected telling me to go away !!!! Sent LBA on 06/02/2007 - Bit of a delay as ill for three weeks with tonsilitis (twice) - Lame excuse I know. Recieved letter saying "Reopening your complaint" dated 13/02/2007 - Stating they hope to respond to my complaint shortly. Hear nothing again in the time leading up to 14 day deadline so trotted along to my local county court on 26/02/2007 and filed my money claim. Claim was issued by court on 27/02/2007 Claimed for the two amounts (accounts) together which is £3854 plus 8% £946.73 totalling £4800.73 Letter reeived dated 02/03/2007 with cheque enclosed for £1927.00, (exactly half of the £3854) strangely the cheque was dated 26/02/2007 so not sure if cheque had already been raised before they got my court papers. Photocopied the cheque and sent it back on 05/03/2007 along with template letter saying thanks but no thanks. Got a letter from Court on 15/03/2007 stating that YB had filed an acknowledgement of service on 12/03/2007. Solicitors acting for the defendant are Clydesdale Bank Plc T/A Yorkshire Bank, Legal Services, Glasgow. Recieved vbrep_register("654503")

Claiming initially £1364.44 from TSB Bank from an account which was closed around 12-18 months ago Sent DPA Letter 16/11/2006 Received statements 13/12/2006 Sent Request for repayment of charges 20/12/2006 Reply received 04/01/2007 - Pretty much expected telling me to go away !!!! Sent LBA on 06/02/2007 - Bit of a delay as ill for three weeks with tonsilitis (twice) - Lame excuse I know. Had no reply to that letter whatsoever!!!!!!!! Trotted along to my local county court on 26/02/2007 and filed my money claim, which now with interest is £1833.56, Claim was issued by court on 27/02/2007, the defendant had until today 19/03/2007 to respond, nothing as yet, phoned this am, will phone again after 4pm. Phoned court this morning and no contact has been made from TSB, their 14 days are up! Recieved a letter today, letter dated 15/03/2007, however not posted until 19/03/2007 Dear Mr & Mrs Thank youfor your letter dated 06 February 2007. I am sorry that you've not been happy with our response so far. I am unable to add to our letter dated 04 January 2007. This is because we have already outlined our position on the points you have raised. We see from our records that you have already issues a court claim for repayment of these fees and that our solicitors are dealing with this. Apart from explaining our position, theres nothing more I can do to help you at this stage. Thank you once again for taking the time to raise your concerns with us. Yours sincerely James Binding Customer Service Recovery Centre Andover. Was going to send letter to TSB today offering another 7 days to respond to court claim so that they would hopefully not be successful then in gaining a stay, however after receiving this letter and speaking to the court about the contents I am confident that they would not be successful??? Anyone any ideas????