karimata
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Hi I am in the process of moving and increasing my mortgage from the Bank of Scotland to the Leeds to pay for an extension I am having built on my house. At the eleventh hour I recieve a letter from the BoS outlining the redemption figure and fees There is an early repayment charge of 3% of the mortgage for redeeming within the first three years. This equates to an ERC of £7500 in my case. Where this differs to other posts is that my mortgage with the Bank of Scotland was a variable rate tracker and was not fixed, or discounted. I can understand the mortgage companies wishing to factor in 'losses' due to the consumer utilising a fixed/discounted period then exiting, but there has been no discounted period. Unfortunately due to building work scheduled to commence, I will have to pay as I can not afford to delay the builder. I am interested though in peoples opinions as to whether I should try a claim 'after the event' Many thanks.
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Hi Is there a pre written format of letter we can fax to them now, with the correct terminology? We have recieved an email from them, we need to reply urgently... Many thanks
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Thanks for the rapid response!! No sooner had I posted the message the phone rang. It was Barclays Bank. How would we calculate interest. They have offered the amount plus fee but we have not asked for interest yet. I would like to get the most out of them???
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Hi Barclays leaving it a bit late... Court appearance tomorrow Does anyone have any advice on what to take? Keith Jeremiah at Barclays has previously offered 50% of the claim as 'goodwill' that we rejected. We have had no communication with Barclays for a couple of months now Has anyone had any experiences of ACTUAL court appearances by Barclays? Many thanks
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