Just a quick hello from me. I have just discovered this website today and i have been reading it for most of the day, it really is great to see so many success stories. I have allways been in financial difficulty with my bank who have constantly charged me over the years for going over my overdraft whilst i was in financial difficulty. Well, as of this friday i will owe my bank NOTHING!, after years of working tons of overtime my overdraft is finally cleared and i shall start the ball rolling with my case very soon. I'm still in my newbie phase and there is tons of information i still need to read up on before i get started. My bank owes me what i estimate to be in the tune of around £2000 and i will enjoy my fight to get it back. This money is MINE and i want it back! So yea, just a post to say hello to everyone else out there in a similar situation and i wish you all the best of luck as you embark on your quest for YOUR money. Dont let them scare you! We want our money, and we want it NOW!