This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

They say you are notified in advance of any charges that will be applied but i recently had 4 returned dd charges rolled into one and applied to my account with no notification and it put me £40 over my limit!

I got a letter from NW on saturday saying that the £120 for 4 returned DD had been refunded to me. This is a coincidence because I hadnt written to them asking for the charges back they just did it after i emaild them saying that they had better not charge me as the £120 they originally charged me had put me into an unagreed over draft Result Now got to get the rest of my money back

I had a LLoyds TSB Account from when i was 4 up until about 12 months ago - i got into some financial problems and have closed the account - i currently owe them money on an overdraft and a personal loan I have no doubt that in the last 6 years i was charged a hell of alot - what procedure would i need to go through to get these charges back? Would the fact that i owe them money at the moment (the debts are currently part of an IVA application and are being handled by a 3rd party company) jepordise any claim i may have? and am I able to just send a letter to the DPA officer asking for my statements just quoting account numbers and personal details? Thanks guys