Hi I am new to all of this and have just read all about your charges from halifax. I am in a similar situation and was hoping for advice. About 4 months ago I was £12 pounds over drawn and due to this they charged me £30. To cut along story short, due to them charging me for being over drawn they were then adding on more charges for me being over drawn because of their charges. Everytime I thought I had cleared the charges there would be more. In total I have paid them £600 in charges alone over 4 months. Any advice would be very much appreciated. Rand.

just wanted to say HI !