Hi all, I was sitting by the court entrance with 10 minutes to go. A bank legal rep approached me to confirm it was me and then handed me a written offer. I took my time to read it and since they were offering the full amount, I accepted. We all then went into court to wait for my case to be called, which took about an hour. I had been watching how all the other cases went - they were all financial i.e default loan payments, companies trying to sue individuals for payment. As I was to represent myself and I was the pursuant, I made sure I stood on the judges left (right of the court room). I was asked to confirm my name,then the bank legal rep stated there had been full settlement offered and accepted and requested the court continue the case for two weeks to allow clearing of funds to my bank account. The judge accepted and case note to be continued. (The money was paid within a few days, however had this not been the case within the two weeks I would have needed to attend court again to get a court order to demand payment). Walked out of court and then skipped down the street!!! Good luck y'all! Claire

Full settlement offered by Banks legal Rep as I was waiting to go into court, which I have duly accepted. Continuation requested to court for two weeks to allow settlement to take place. Court accepted this. WHEY HEY!!!!

Have just printed off aRadio 4 transmission transcript with Ian Mullen (The British Bankers' Association) where he does not answer questions and also a BBC News buletin where a lawyer says to challenge the banks. Hopefully these will help. Excuse my ignorance, but what do you mean by 'send a PM to a mod'? Thanks.

Hi all, Two accounts with lloyds TSB settled in full for £1,224.00 & £1,417 plus interest & court expenses BOTH SETTLED IN FULL - NO RESPONSE FROM BANK TO COURT Royal Bank of Scotland Summary Claim action SC568 & SC566 £969.00 & £910.00 plus interest & court expenses BANK RESPONDED WITH INTENTION TO APPEAR FOR BOTH CASES I'VE GOT TO GO TO COURT TOMORROW, JUST IN CASE THEY TURN UP. THE ONUS IS STILL ON THE BANK TO PROVE IT COSTS THIS MUCH FOR THE CHARGES HAS ANYBODY GOT ANY GOOD TIPS FOR ME TO QUOTE TOMORROW?

Hi all, Two accounts with lloyds TSB settled in full for £1,224.00 & £1,417 plus interest & court expenses BOTH SETTLED IN FULL - NO RESPONSE FROM BANK TO COURT Royal Bank of Scotland Summary Claim action SC568 & SC566 £969.00 & £910.00 plus interest & court expenses BANK RESPONDED WITH INTENTION TO APPEAR FOR BOTH CASES I'VE GOT TO GO TO COURT TOMORROW, JUST IN CASE THEY TURN UP. THE ONUS IS STILL ON THE BANK TO PROVE IT COSTS THIS MUCH FOR THE CHARGES HAS ANYBODY GOT ANY GOOD TIPS FOR ME TO QUOTE TOMORROW?

Hi all, I have four accounts currently being pursued, two for myself and two for my wife (who I am logged on as just now).The account that gives me concern is the 'Ordinary' action against the Royal Bank of Scotland for £1,919. My litigation Lawyer has said that should It go to court and the bank actually contest the case within the 21 days, I will be legally tied in to the court system. If I subsequently were to lose the case it would cost me thousands of pounds as the bank will not muck about, hiring the big legal guns. Has any one taken an Ordinary case action so far and what seems to be the feed back from the Sheriff Courts? I am trying to get a feel for whether I should take them on or not?. I'd say I'm 90% certain I will do it, but....... See summarised stages I am at with the Royal Bank of Scotland & the TSB; lloyds TSB for £1,224.00 plus interest & court expenses Summary Claim to Glasgow Sheriff Court issued 2nd June 2006 SC1201/06 Return Date 26/07/06 lloyds TSB for £1,417.50 plus interest Request for Repayment of Charges issued 6th June 06 Royal Bank of Scotland for £1,919.00 plus interest & court expenses Ordinary Claim action Litigation Lawyer is currently preparing the case. £1,919 plus interest & court expenses Royal Bank of Scotland for £783 plus interest & court expenses Summary Claim to Aberdeen Sheriff Court issued 2nd June 2006 SC406/06 Return Date 13/07/06