Well its pretty obvious that HSBC & DG dont communicate together very well,I got my full offer of DG on Saturday and have recieved another offer of Colin this morning.Do I need to reply to Colin again or should I just ignore it this time?

Keep going,I got my full offer back today with £100 more than I asked for

Too late to keep quite my mobile has done overtime this morning LOL,thanks for your help.

Thanks Lat ,should I cross that bit about not claiming any more claims relating to these charges(I doubt I will).I will give the court a ring on Fri.

I WONNNNNNNNNNNNN....A lovely postman just delivered a nice little letter from D G offering full amount.Which bit do I cross out??

Congrats Bex..My postman has just gone straight passed & I was feeling gutted but you have just made me smile again.

Yes it used to be my dog lol

Thanks,I will give them a call on Monday then,my postie thinks im going mad bless him.

WOW That was quick,I have just recieved my AQ,I have until 28th Jan to fill it in,do I just sit back and wait now with everything crossed

Hi Stereo,I just put them down as total charges,not sure if it right but they didnt say any different.

Thanks Bong..

Well I have just checked my MCOL and HSBC has now entered their defence,getting nervous,do I just wait for a letter from the courts now:confused:

thanks your a star.

Ok Thanks,it was HSBC so will the Canada Sq one do as thats where I sent all my others to.

Thanks,I posted my charges to the court but not DG because I was waiting for their letter of acknowledgement.I have it ready for posting so will send rec del in the morning.I will print of my rejection letter & post that at the same time,fingers crossed.

Thanks again Lateralus,could you let me know if this sounds ok,sorry to be a bit thick but want to get it right.. Dear Mr Langdale, Thank you for you letter dated xxxxxx I respectfully decline your offer of settlement and request,once again,that you return to me all charges imposed on this account. As I have now filed a claim,it will take £xxxxx including interest and Court fee to settle this claim and halt the action. Yours sincerely. Your help is very much apprieciated.

Could anybody please help me compose a rejection of settlement offer to HSBC as the one in the library is before MCOL is done.They only have till Weds to defend.

Im doing all this for my partner but I will help him spend it LOL.Good luck.

Thanks Lateralus,I understood you perfectly,they acknowledged on 13/12 but never recieved acknowledgement letter from them.I will send a rejection letter Mon morning.

Well I have recived an offer of £2090.66,obviously I will not accept this as I am requesting £3227.63..This is from HSBC,so my question is do I send a letter rejecting this or wait & see what happens as they only have till Weds to defend my MCOL.

I still have not recieved a form from HSBC with details of who to send my details of charges to,so should I just post them to D&G anyway or wait a while longer? My MCOL was acknowledged on 13/12.Also do I update my charges,any help appreciated..

Still no aknowledgement letter from the bank,but got a letter of Colin today apologising for not yet fully completed his investigation but will contact me before 19th Jan.Bless him.

Still no letter of Acknowledgement,my Postie doesnt even bring me xmas cards..

No probs Babs,congrats on your win..Do I send 3 lots to Northampton & 1 to D&G.

No name just northampton CC in tiny writing at the bottom.