This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

Which bank does you girlfriend work in?

put a topic in HSBC area as well but though i post here as i am sending my first letter to request the total charges and the transcript of the converstaions i have outlined in this topic

Hello Guys I sending my letter to my branch to request under the DPA the total amount of charges! Also a transscript of the conversations i have had with HSBC as they let slip that they do not charge when they forced you over your overdraft with charges. For more info see the below topic http://www.bankactiongroup.co.uk/forum/viewtopic.php?t=2337 Keep you updated

http://search.ebay.co.uk/bank-charges_W0QQfkrZ1QQfltZ9QQfromZR8 What a bunch of idiots...there as bad a banks

Thanks peeps

HSBC that is right. I go over the limit by any amount then £25 they go over the limited NIL!! The guy even said it like they where being nice "our charge would not cause another charge" Will send my letter after the next charge on the 27th to get my total charges and will include clarification of the charging policy of charging me when i go over then not charging me when they send me over!

OK cool Have an overdraft limited of £1500. Broke it 5 times over a period of 7 months. So now the bank want £125 in charges (5x£25). My current balnce is 1400 so when they take out there £125 on march 27th i will in fact go over the 1500. Thus i thought i would incur another £25 charge BUT this is not the case according to the bank. Because i will exceed my £1500 allowance BECAUSE OF THERE CHARGES i will not be charged another £25! Phew...that better?

I am in the same boat was midland now HSBC...have the T & C changed?

Why is there no oppurtunity to settle? was that your choice?

Just to note, i rasied this with my bank (HSBC) to be informed that they understand that the £125 charge will push me over there set limited -£1500 BUT they will not charge me another £25 for the £125 going over my limit. confused? sorry will try to explain in a different way if it makes no sence

Thanks

Do we send the first letter to request the total cost of charges to our branch or just a general contact for HSBC?

Hello Am newbie here but have heard what a great place this is, i have a HSBC graduate account and am looking to getting my charges back, i have just got charged £125 for going over my over my £1500 overdraft 5 times by £143 the most at one time. I also have some old charges can i claim these? Thanks!