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Egarbeaver

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Everything posted by Egarbeaver

  1. Thanks Shuff for responding. I sent my claim via N1 route, and included a schedule. I wanted to know whether i should include another schedule showing how much interest so far to barclay's solicitors who are now dealing with the claim. thanks
  2. Hi I have received an acknowledgement of service from Barclays. I know i have to write to their legal team with a copy of my schedule of charges, but my question is - do i just send the schedule of charges only or the schedule showing interest ( i am claim CI). Hopefully someone will take the time to reply!!!!!!!!!! thanks:)
  3. Anyone.there To Help................please......................
  4. Hello, Having just won my claim against hsbc, i am moving on to my credit cards !!! Can someone please help me understand how I calculate the "Interest Charged" colum on the CC advance spreadsheet or how do I find it on my statement. Thanks:confused:
  5. Hello all, I guess I can now join in the "Success stories" list. I called HSBC this morning after receiving a second offer letter for about £169 less, and told them i would not be accepting, was put on hold and she came back with an offer for £85 less, which i accepted How do i make a donation........and can a Mod please move my thread. It now to the ever stubborn and heartless Barclays............... Thanks for all your help and advice, this site ROCKS!!!!!!!! ;)
  6. Does Anyone Hlep On This Barclays Thread!!!!!!!!!!!!!!!!!!!!!!
  7. Hi agian, Well, I called hsbc today and put forward my proposal.... and was told by the lady she did not have the authority to agree to what i was proposing and that I should wait for my letter to arrive and put my proposal in writing....... I guess its MCOL then. their 14days will be up tomorrow (6/02) Thanks
  8. Hello, I called HSBC today and was told that they had made me an offer of £237 less than i asked for. Do i accept or negotiate with them to use that to clear my managed loan which has a balance of £199 or proceed to court??? I know if i decide to accept as part payment and proceed to court, i will get the 8% plus £120 court fee but........... any ideas!!!!! thanks:???:
  9. Hi all, Just an update as to where i am with my barclays claim (just in case anyone is interested to respond!!!!) I have received an offer from them, but sent them the rejection letter, accepting their offer as part payment. They refused my request, so i sent the LBA giving them 14 days. I called them today to get an update and was told that they will not be making anymore offers and that was thier final offer. My question is, they have not stated whether they will pay their offer of 900 for a claim of 1880.00 - should i call to ask them?? - Secondly, i wanted to find out whether or not its too late to request "for any manual intervention". I had all my statments so i didnt send the SAR request letter. I hope someone on this site will eventaully respond to my Q:cry:
  10. Hello I have a question about calculating interest charges on the Advance excel sheet. I am a bit confused and have read the instructions/other threads but still not clear how to calculate it or what figure to use in colum H - i.e "interest charged". how do i find this on barclays bank statements? Is is the unauthorised overdraft interest figure charged on a specific date?? Please help. thanks
  11. Thanks Siena. Another question, can you claim for £10 card mis-use charges as well?? please advise. Also how do you identify the monthly interest charged by HSBC on your statements?? I cant seem to find any. thanks guys
  12. Hi all, thanks for your responses. yes, sugaredhoney, i did receive a letter of acknowledgement from them today saying that they will look into it after they have completed with thier investigations (whatever!!). The letter was signed by a Colin Landale. Looks like a standard letter You were very right, lateralus about their response. But like everyone on this site, am not budging - am going all the way!!! Thanks, will keep you all posted.
  13. Hi, Can someone please reply...........................(i feel leftout on this site!!!) I called Barclays today because i had received two letter from different departments, so I called them to clear things up. I was told that they had sent my a letter (which i have not yet received) offering me 900 instead of 1800+ i requested for. My question is, do I still send them the LBA considering they responded to my prem letter within the 14 days (prem letter sent on 2nd Jan and offer made on 10th jan, the 14 days would have been up on the 17th jan). Should i proceed by sending the Refusal of settlement letter or still send the LBA??? thanks Eugenia
  14. Hello, I am fairly new to this site and have recently sent my prem letter to HSBC on the 2nd Jan and they have up to the 17th jan to reply. Well keep you posted. Thanks:cool:
  15. Thanks Peter, I will stick to my timescale.
  16. Hi all, I received this letter from Barclays yesterday. Does this sound familiar to anyone?? "We are sorry you have had to contact us about the level of service you have received form Barclays. Thank you for taking the time and trouble to do so. We are looking into your concerns and will let you have an answer or update as quicly as possible, but not later than 01 February 2007. In the meantime if you wish to disucss this matter further please call.......... Yours sincerely Christopher Wragge Customer Relations Manager My question is, do i proceed to the next stage 14days after sending my prem letter or wait after hearing from them by 1 Feb. The 14days ends on the 16 jan. Thanks
  17. Hi all, Thank you all for your replies. Well on Sat, I got a letter of termination from Barclays. Apparantly this will affect my credit rating as well and that they can close any other account I have with them. I also have a student account with an O/D, but which is in order! Would it be of any use to call Barclays to make a suitable arrangement to repay my debt to stop any negative information against my credit?? thanks:?
  18. Hi I have had an account with Barclays for over 10years. For the past 8months due to change or jobs, temping etc i have gone over my £600 overdraft a number of times. Barclays made an arrangement with me to bring my OD within limit, but i was not able to make the last payment in Nov. My OD currently stands at £711.00. On Sat, i had a call from Barclays who wanted an immediate payment over the phone, which of course i did not have.............. I told them I will try and pay some money in on Monday to bring my OD within limit. - then she tells me that my overdraft has been withdrawn and my new limit is £10.00, so i owe the bank the full £700..................Obivously, i cant pay, the next thing is they have issued a termination of my account. I have on the 2/01/07 writtien to Barclays for a refund on all unlawful charges for the past 6years. How does this affect my claim??? thanks
  19. Hello everyone, Have sent my letters to Barclays and HSBC - 2/01/07:D Hopefully will hear from them by next week. Have told all my friends about this site and hope we all get the courage to persue these banks??????????????? Can you please start threads in your respective bank groups so as not to hijack this guys posts !!
  20. Hello all, Am new and saying hello to the CCG community.
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