Hello all, Got my Cobbetts defence pack this morning - all very exciting. Just a few questions: 1. Does anyone have a reply to CPR 18 request that I could adapt? 2. Some of the other threads refer to an allocation questionnaire which was in with the defence pack - I don't have this, only the defence and the CPR 18 request. What should I do? Thank you so much for your help! Jo x

Thanks for the kind words guys -they've done the job, I'm back on track and going nowhere til I get my money. My friend is a lawyer, before she left work to have kids last year she'd never lost a case against Cobbetts... she's dying to dust off her old suit and get back into court to represent me so I'm kind of hoping it gets that far!! Thanks Jo x

Also, how can I change my username in case the bank are reading this?

Hello everyone, I've filed my claim online with moneyclaim (I live in England) and T McL has written to me to say it's now being handled by their legal team (who have now acknowledged the claim). I'm just thinking maybe I've done the wrong thing - I'm claiming a total of £2.1k including £500 odd interest (at 8%). Maybe I should have accepted their last offer of £1350 if they would have agreed to pay the £120 moneyclaim costs. I have rejected this offer but not sure whether it's too late to accept. I am feeling quite out of depth. Any advice or comments would be most gratefully received - also does anyone know how long am I likely to have to wait for a court date? Many thanks Jo