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Josiedoll

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About Josiedoll

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  1. This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/08/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. Having problems donating to the site. Pay pal won't accept my details. It is a Halifax visa/electron card, maybe that is the problem. Any other way to donate? Oh by the way, a big thank you to everyone. Forgot to mention it before as was toooo excited. Have been running around like a loon. X
  4. I think I have won. No letter, no phone call, and they have until the 21st of June to reply. Just checked my account and it has been credited with £2,495. Charges,interest and court fees. YIPEEE!
  5. County court claim number - 6AA00463 issued on 5th June 2006. Yipee now the ball is well and truely rolling!
  6. I e-mailed them yesterday. They firstly said they had not recieved the letter. Then in a second e-mail admitted they had recieved it. And what's more. recieved offer in the post this morning for £446.00. What a coincidence! Will proceed with claim through County Court.
  7. Filled in my N1 form for county court yesterday. The bank are claiming that they have not recieved my LBA which was sent by recorded delivery. The post office have not been able to track my letter. Have e-mailed halifax and attached my LBA. What now? Do I wait the 14 days again? This is typical of this bank. A couple of years ago I complained to the ombudsman about them, but they denied recieving corresspondence from me and therefore there was nothing the ombudsman could do.
  8. I have just recieved a phone call from my internet provider informing me that they submitted a request for a direct debit payment on the 3rd of may as usual and on the 18th of may it was declined by halifax. The payment always comes out at the beginning of the month and there was plenty of money in my account for it to be taken. I am phoning my bank tomorrow to find out why. Any chance they are playing games with me. The bank has not informed me that it did not pay this direct debit, have they done this with other direct debits on my account this month and does anyone think this has happened b
  9. Am starting a new claim to get charges back from Citi Financial for my husband. He is charged £25 every month overlimit charge. He is only over limit because the company charge him. They have promised several times to remove charges if the account is paid regularly. It has been paid regularly for the last 3 years and still no charges have been removed. They must owe us thousands!!!!
  10. Just recieved an offer from halifax for £150. As they owe me £2025 this is a joke. Will write a letter accepting this offer and requesting the outstanding balance. As luck would have it in the same post was a letter informing me that They were charging me for an unpaid direct debit and if this causes me to go into an unathorised overdraft I will be charged an additional £28. However it also states that if my unauthorised overdraft is £30 or less then the unauthorised overdraft fee will not be applied. I DONT have an overdraft facility so what is this all about?
  11. your out for a night story struck a chord with me. I paid off my capital one credit card in full and 4 days later took my family out to a famous pizza restaurant. My card was refused 10 times. I spoke to somrone at capital one and they said that although the money had been put onto my account it had not cleared and they would not extend me £24.90 to pay for my meal. I was really annoyed. I had no cash on me to pay as pay day was 1 day away. The people at the restaurant were great and said I could come in the next day with the money. When I complained in writing to capital one they said they we
  12. Just sent my letter by recorded delivery requesting £2025 in charges to be refunded. Will go all the way with this one as I was fleeced when at my most vunerable and the bank refused my requests for help.
  13. Hi Gary, I sent my requests for statements and had a reply 3 days later and instead of statements had a computer printout of all charges over 6 years and a letter stating that their charges were not unfair and that what I was doing in requesting statements would damage customer services for those that had handled their bank accounts correctly. Am claiming £20025 from them. Fingers crossed.
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