thats good advice , i think i will go down that road , thank you for the time aswell in helping me

hi battleaxe , thanks for the time you spent on the phone to me , what happened was when i was talking to you in the chat room , a went to copy and paste your email address but the private message bit ended befor ei got time to save it , sorry for that ..

hi all , i.ve spoken to the council , the court , the debt collector , my bank and to nationdebtline scotland and there is really nothing you can do about it when your bank account gets arrested even if you have a joint bank account , so my advice to people who have arrears outstanding with council tax is pay them and if your got a arrangment to pay them stick with it , if you dont stick with it , they'll arrest your account or wages , i know its my fault i left it so long in paying them , and now am paying for it they will not release money from my account for living nor to pay my mortage which is now due to be paid, all i can say is the debt collectors are a bunch of AR**S WIPES whom they will not accept another payment plan for me to repay them. So now i'm left with no money till pay day now but thanks to all who have tried to help me with there advice

thanks very much for the info , thats good news as i have not received anything from them about the arrestment

What am also asking is , are they by law got to send me a letter stated they are going to arrest my bank account , or do they just do this ?? i have not received anything about the arrestment any help on this ?

thanks read a few things there , but can only see arresting your bank account on benifits , anyone else helppp

Hello Please Help I went to draw some money from my bank account this afternoon and was horrified to find out that it said refused. I found this a bit strange as when I checked the balance it said there was £400, so I tried to do the same thing with my joint savings account which I have with my partner, and it said the same thing ''refused'' So I contacted my bank and was told that there is a ''hold'' on both accounts for unpaid council tax which is collect through sherriff officers, I asked my bank to give me that contact details for this company and they said that I should have had notification from them in the post (checked when I came in about 20 mins ago and there is no letter). I explained to my bank that I need money from the account to pay my mortgage and to get to work and they said that if I go to my branch they should be able to give me money providing that there is enough money to cover the debt, which there isn't as the debt is for £2000 and I only have around £600 in both accounts. The bank then said that I should contact the debt company(which I will do first thing in the morning.) I am really at my wit's end as I have a mortgage to pay and the council tax is in my name and they have arrested my savings account which is joint with my partner (can they do this?). About 3 months ago I offered to pay the debt back to the company at £50 per month as this is all I can afford untill my circumstances changed and they refused to accept this from me. I would be grateful for any advice anyone can give me.