Could an Admin please move this and change the title to won please?

OMG!!! Just got a letter from RBS this morning saying they are going to put the entire amount £4030 back into my parents' account! I decided to wait for a response rather than get into the court proceedings! My olds are over the moon, it's there 30th Wedding Anniversary this year so some of the cash will go into that pot Once the money gets into my parents' account I shall give some back to this forum Am still very much stunned!

Right, I received a letter from "Sandy Watts" yesterday at the RBS Customer Relations Unit. Do I just wait for their reply? Or wait a reasonable amount of time and then proceed with next stage? D.

Been snowed under at work and during this time LTSB have taken a long time to get my mum's statements to her claiming I did not specify an account number (WATEVA!) I have posted the preliminary request (27 December 2006) so let's see what happens. The amount outstanding over £3000 in 3 years!!!! :evil:

After an absence I have finally managed to get my Parent's LBA sent out to RBS (27th Dec 2006) Can anyone give me (my dad) any help with the court preparation if we end up there? I have bought the small claims pack from here already How are the RBS successes going as I have been busy at work so have not had a chance to see how people are getting on? Cheers all... Daph.

Yep I guess soooo.... onward and upward....

Right, I am a bit baffled... Just got a letter from Customer Relations Unit, Edinburgh from Tommy McLean which has confused me a bit, is this the fob off letter? It is a bit confusing because it goes on about credit cards... I guess this must be therefore time for the next stage?

Thanks Weej

Hmmmm, have already sent the preliminary request...

There is no limit to your claim: Q. Is there any limit to the amount that I can claim? A. No. If you keep your claim value under £5000 then the case should stay on the County Court Small Claims Track. This way, if you lose, you shouldn't be liable for costs. However, there are actually some advantages to claiming above £5000 - this is discussed in greater detail on the forums. I suppose what I am asking is if the original amount is less than £5000 but the interest takes you over £5000 will it still be handled in the small claims court? My apologies for lack of clarity

Requesting Statements from: Data Controller Lloyds TSB 25 GRESHAM STREET LONDON EC2V 7HN Let's see what happens...

Just reporting in with a massive £4030 in charges in the last 6 years on my parents' Royalties Gold Account! Was shocked! I have sent off Preliminary Request to: Customer Relations Manager The Royal Bank of Scotland Freepost, PO Box 1727 Edinburgh EH12 9JN on the 23rd October and am waiting for their response. I am just wondering what happens if the charges added between now and the potential court proceedinds take me over the £5000 mark? I have noticed on the Vampress spreadsheet that the 8% interest figure is already at £5161.77. Can anyone shed any light on this? I am fight another battle for my olds with LTSB and their business account just waiting for the statements ... D.

It was a business loan. I have looked into the total loan amount and decided to go for it anyway well getting the statements stage. Lets see what happens... D.

Thanks Dolfos, As my mum still has a loan are they likely to ask for full payment etc or further complicate her financial situation? D.

Hi everyone, I need some advice my mum has a business account which is now closed but I am looking to get her some money back. She has a loan which she is paying back but she has been charged loads in charges, are you able to claim these charges back? They are the worst bank I have dealt with they have not responded to letters that she is having difficulty and they keep on charging her. My mum has a T/A (trading as) account... Any help would be much appreciated.