Is statute barred if no acknowledgent has been made of the debt in the last 6 years?? Would the fact that I made a payment last month count?? Should I contact SLC and ask for SAR?? (Excuse my dimmness.. what does PM stand for?)

I believe I would have been in contact with them in 2001 to defer?

Thank you!! I have started a new thread:- student loans 93/93/Capquest. I think I'll have to sit down this weekend and get my head around all this!! Cheers Django:-|

Hello' I'm hoping someone will be able to help me... I have student loans from 1993/94/95. I derfered each year after I left, but in 2002 a derferment form didn't arrive.. I phoned and never received anything and must have forgot all about them. Became ill and the loans were the last thing on my mind.. Last month I received a letter from Capquest requesting £4387.69 and threat of a county court claim. I phoned them, and was advised to speak to SLC. I duly phoned SLC explained the situation, the chap said my deferment payment time had "expired" and I had to now begin repaying the loans. I agreed with him that day to pay £25 per month direct debit to the SLC. I made my first payment and a week letter a solicitors letter from "H L Legal" that Capquest is going to issue a court proceedings.. I phoned and explained I have started a repayment agreement with SLC.. SLC have told me to stop paying them and make an agreement with Capquest. Capquest want £60 per month.. but have said I can pay £25 per month until I send in a income/expenditure form!! -Firstly.. I think I may have been a bit hasty agreeing to pay as I am on benefits and am not earning enough money. -Can I still defer even though I lost contact with SLC for 6 years, but I could confirm I wasn't earning enough in that time? -Can SLC agree to a repayment plan and then "ignore" it? Oh, I hope someone can help me!! I don't know what to do!! Cheers Django

Hello! I'm just on here having a butchers.. I've ended up in a "situation" with student loans.. I took out my first loan in 1993, defered until 2002, when deferment letters did not arrive.. Forgot all about it.. and.. last month a get a letter from a debt colletion agency.. I phoned them, they advised I call SLC, spoke to a chap who said my deferment period had expired??? and I agreed with him to pay £25 per month direct debit.... Last week letter arrives from debt collection agency who are going to start court proceedings on 9/9/8.. I phoned SLC and eventually got passed around to the chap I agreed the repayment plan with and he said.."oh but its gone to an agency, not much I can do".. I argued how could he set up a repayment plan when it was already with the debt agency. I asked him for a copy of the original agreement.. he said he'd have to check if they still had it and that it would cost me?? Needless to say the debt agency were horrid, asked for money each month.. I just wonder if anyone can help me?? Surely they don't expire?? How can the SLC come to an agreement with me and then go back on it?? All help/advise would be greatly appreciated!!...... Oh my first post on this forum!! Django.