I found a post the sounds similar. I need to send cobbetts my chrages. Letter written and will be posted later. Just waiting for AQ now.

RBS acknowledged day on the 13th day. Cobbetts have submitted what from what I can see on the posts is the standard defence giving 14 days to repond. Do I wait for the court to send info or do I reply direct copying the court. I am having trouble finding posts that suggest what response should be ( Me prob being blind! ). Can someone suggest a response or point me at a post that could help? Not 100% fluent in legaleese. Thanks.

Should I send a schedule of charges including interest to the bank (using the address on the court documents) as well as the court. I have sent 2 copies to the court. Thanks, Rich

Thanks. I have now submitted my claim and will be sending a copy of the schedule to the court and the bank tomorrow, and now wait for the response.

Thanks for that. When using the moneyclaim site against the RBS which address do I use? I put in the head office but as it is Scotland the site didn't like it. should I use the Telford address that is in the contacts section?

I have sent a letter accepting their offer in par settlement and gave them 10 days to respond. The 10 days have now past and unsurprisingly no response. I am now about to go to the moneyclaim site to start proceeding's. My question is with regards to date the account was opened. How accurate does this need to be? It was 15 years ago so my girlfriend can't remember the month. will this matter?

The story so far.. We had my girlfreinds statements going back 6 years and added up all the charges. These came to just under £3000. Sent a prelim letter. Waited for 2 weeks got a standard "these charges are fair" letter sent a LBA. WIated 2 weeks and got a letter saying the were investigating. Sent a third letter saying as a gesture of goodwill will let them investigate as long as they could give me a date when they would have completed their investigations. I gave them 2 weeks to respond. I have now received an offer of approx £300 less than the charges we are claiming. Am I right I have 3 options: 1. Accept offer (Not planning on doing so) 2. Accept as part of full claim and tell them I am taking them to court. 3. Just take them to court. Is there any advantage of either. Think of option 3 at mo. Thanks.