srichy
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Unfair bank charges
srichy replied to geoffreystuartlongden's topic in Welcome to the Consumer Forums
Hi I have just put my letter up and I hope you succeed in claiming good luck! -
Hi can anyone give me some advice,I have been told by my accountant that for last year I was charged up to £1500 in bank charges due to returned cheques etc,My bank manager told me they did not have the time or the money to keep an eye on my account,and refused me a tempoary over draft when needed which would have reduced the charges although she was quite happy to watch my account in the monthly period ,allowing payments up to £500.00 (which is what I needed for overdraft) to go through at a charge of £15.00 per day going into overdrawn ,which at the end of each day I wasnt when money was paid in, it was a tempoary cash flow problem (it was just a quiet period for us before xmas)The charge to set up an overdraft was £50.00 for the month a lot less than I paid out. I always have trouble trying to contact my bank manager and feel as though I am being avoided when I need help temporarily and even though my takings have shot up this year (no thanks to them just hard graft!)I have been asking for a tempoary overdraft again whilst we are on our quiet period again but as usual I am being ignored and just getting charges of £35.00 again each time a cheque is bounced I am wanting to try to claim my bank charges bank but dont know where to start any suggestions?
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