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Puggie

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  1. yeah i am in a position to calculate all of the extra charges as they sent me copies of my bank statements right up to the date that they closed the account and passed it to CL finance Ltd. and yes i have read the post.
  2. sorry i dont follow you the figures on that sheet all come from the date it was sent which was july 2007.
  3. the reason the oldest charge is only 2005 is because that is when they first made a charge against the account i didnt go back any further because before then we had had no other charges levied against us
  4. I will add that there are more charges to be added to that as since the claim went in they did add more charges to the account
  5. as i stated i im no good with acronyms if you had said particulars of claim i would have known right i followed all the advise as to how to claim bank charges back from this forum. I dint need a copy of my bank statements as HSBC are kind enough to make them available online whilst you have an open account. I used the complex bank charges Calc and i will try and include a copy here
  6. Bank fodder sorry im no good with accronyms what is a POC?
  7. We claimed over 1700 pounds and and their cliamimg 2700 broken down as 1700 on an outstanding loan and 1000 on the actual bank account. why thay would think im going to pay voluntarily is beyond me. POC whats that?
  8. Hi I put in a claim for my bank charges quite some time ago now and was quickly recieved a reply stating that due to the ongoing court case that it would have to be put on holdwhich i had no problem with. I then recieved a county court claim letter stating that it would be going after me in the county courts for the the sum of money which it says i owe them i snet back all the documents as required filling out as my defence that the amount was subject of a claim for bank charges and that i did not understand why this was being bought before the court as the case was still ongoing. got a letter bacjk from the court stating that my defence was correct and that it would be put on hold till the casse with the oft was finished. his morning i have recieved a letter from the solicitors of the banks debt collection agency with regards to the claim it reads as follows: we refer to the matter ,in particlular to your defence which you have filed in relation to charges being applied to your account. Please find enclosed a Statement of Account as provided by our clients predecessor HSBC Bank Limited. In an effort to bring this matter to a satisfactory conclusion, we can confirm that our client is prepared to accept repayment of the outstanding debt by way of a consent order. We can confirm that a Consent Order is an agreement without a county court judgment being made between the Claimant and yourself , therefore , there will be no public information registered against you upon the county court register in respect of this claim here fore we request that you contact the above office to discuss repayment of the outsatnding balance. We trust that this now clarifies this matter. Yours sincerely un signed Howard Cohen and Co HELP what the hell am i supposed to do with this i thought the banks had lost
  9. Quote: Originally Posted by Puggie attendance and removal costs £242.50 Originally Posted by WWOW How much goods did they remove? There are removal companies that can move the entire contents of an apartment for less. Answer = Nothing !!!!! Debt = £1233.51 levy fee £60.00 Walking Possesion fee £12 Attendance/Removal costs £242.50 Total £1548.01 Payments made dec 21/12/07 £100 Jan 08 £100 Feb 08 £100 March 08 £100 April 08 £100 May 08 £100 June 08 £100 Total Payments £700 total demanded at 28th 04 08 =1051.01(there was £100 payment in the postal system at this time) total demanded at 22nd 07 08 = 751.01 july payment was going to be sent 23/07/08 not sending it to chandlers sending it to council instead with the letter suggested Oh and thanks for the help appreciate it very much this is driving my wife and I up the wall with worry
  10. Hi i did a stupid thing on the 21/12/07 I had a visit from Chandlers limited regarding unpaid council tax not knowing any different I signed a walking possesion for a council tax debt of £1233.51 to this they added the following fees levy fee £60.00 walking possesion fee £12.00 attendance and removal costs £242.50 And agreed to pay them £100 per month this i have done with out fail but several times this has been a few days late getting to their office on the 28/04/08 we recieved a notice of bailiffs attendance for an outstanding balance of £1051.01 stating that they would be round the following morning at 6am to remove goods we rang chandlers stating we were up to date with our payments they said that several were late so tuff luck we then rang the council stating that we were up to date with payments and that there had been several times that the payment had been sent late due to our wage payments being paid on different days each month and also we work full time and getting to a post office isnt easy during working hours the council spoke to chandlers and told then to cease there action and told us that chandlers should be writing to us to change the date when the payment should be made We have heard nothing from Chandlers till tonight at 18:10 this evening when we got another notice of bailiffs attendance at 6am tomorrow morning again we are up to date with payments but they continue to arrive a couple of days after the due date Obviously with the lateness of there letter being delivered we cant contact the council till they open tomorrow at 9am which is after there time to arrive at the premises we are both due to go to work tomorrow both of us will be out of the house by 6:30 and 7 am leaving my step son in till he leaves for school at 7:50 any advice would be helpful Puggie what can we do?
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