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marisjc

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Everything posted by marisjc

  1. Hi, I'm looking for help re: preparing for court. I've got a date to take Barclays to court for Feb 22. I got a letter through telling me to send any papers or evidence I'll be using. I don't know what I should send and time is running out as I've got to do it 10 days before my court date. I have also been searching this forum and a few people have mentioned phoning the bank around about now to see if they will refund me. Has anyone done this? If so what do you say? Sorry for all the questions but I'm really stressed and really don't want to have to go to court! Thanks so much to anyone who can help. Maris
  2. That's a bit of a relief! Thanks
  3. sorry guys, I'm so scatty! Also forgot to mention that only last week I got charged for going over my overdraft limit (might I add it's gone up from £25 to £30 now!) It also stated that because I haven't gone over my overdraft limit for a year they had refunded it on this occasion. The strange thing was my boyfriend (who isn't reclaiming his bank charges until I prove him it can be done! but who has also not gone over his overdraft limit for more than a year) received a letter on the same day - with no offer of a refund! Do I detect a hint of fear from Barclays??
  4. Forgot to add - does anyone know if Barclays have a tendancy to close down accounts? I've got a pretty hefty overdraft, which I'm never out of, and a BAD credit rating so also worried about finding another bank that will take on my overdraft????
  5. Hi, Last night I filled out a claim online to get back the "paid referral fees" Barclays have charged me. After my initial letter mysteriously went missing in the post twice, despite being sent recorded delivery, I got a response the third time. (I chased this one up and was fuelled with confidence when the lad on the phone told me he was doing the same!) The letter was just a standard one saying they were sorry I had a complaint blah blah blah. This was accompanied by a leaflet in making complaints. I sent another letter and within 10 days had an final offer settlement for £150 (out of £275 owed). I sent a LBA letter and about a week later received another letter saying they were prepared to offer me £150 but no more and also suggesting they knew I would take them to court but they weren't bothered. So last night I filled in an online form to reclaim the full ammount, plus interest, in court, so we'll have to see what happens. I'll be cacking it if I have to go to court like. Has that happened to anyone?
  6. Thanks - did a bit of research last night and found a lot of stuff, including a nice sounding script of what to write in my claim! Fingers crossed. Reading about others successes has made me confident - the thought of taking a super giant like Barclays bank to court seemed a bit daunting at first!
  7. Hi everyone, I'm new to all this but am about to file a court claim against Barclays. They owe me £275 and have twice offered me just £150 - although tempting to accept I've decided to go for the whole lot through small claims court. Any advice would be appreciated.
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