Hi, Longish story, but the bare details are that i rent out a house, and apparently the council decided last year that i owe a little over £300 in council for 2009/10, but as they sent letters to the house (in spite of them having my home address for various reasons, i have only just just various demands, court "convictions" etc. Upon checking on the baliffs website, it now appears that they may be trying to claim over £1200 from me IN ADDITION to the original £300, there is no explanation as to where this extra money has come from.. As far as i'm aware, there have been no baliff visits to the house , and no communication except letters from the council, and 3 from the baliff. Before i contact them, has anyone got any idea where the £1200 may have come from? Many thanks

lol, thought that was odd......... But my calculation still works aswell doesn't it?

Nice one, maths was never my strong point.......lol Just as an aside, on opening my spreadsheet, i find that i made an error when making the claim, and should have claimed £371.65 inm interest, not £357.75 as per my cliam. Should i alter my claim, or simply point out the error to cobbetts so i don't look daft? Or have a made a huge case threatening error? don't worry, just worked out the difference, time has past since the claim, therefore the interest has gone up DOH! i take it i should send the spreadsheet with the current interest total?

does that work out to 8%? confused now, i have simply taken 8%, divided it by 265, and applied that from the day charges were applied to the account, is that wrong?

I tryed to word the claim a lot better, but unfortunalty, due to the word/line limitations applied by claims online, thats the best i could make it look/sound. As far as the interest is concerned, the total figure claimed is £357.75. I have calculated it at a dailt rate of 0.02191% per day from the day that the relevant charges were applied. Is that right? When i reply to Cobbetts, as i don't yet know which court my case will be in, should i wait till i get an AQ and then send a copy of the letter to th relevant court?

Thank you Micheal, Presumably i need to wait for a court date allocation before i can send this reply? Further it has been suggested that i might not have worded the claim properly. I have included the txt of my claim below, does it look ok? Thanks in advance, Paul. Claim txt ; "I've had acc 83761314 since before 1999. Between 07/00 and 08/06 the defendant made deductions for:unarrgd borrow fee or charges (levied monthly when the acc exceded the overdraft limit) and referal charges (levied if a cheque or direct debit payment was unpaid because the overdraft limit was exceeded). If the defendant is able to establish that the contract between the claimant and the defendant did contain terms purporting to entitle the defendant to levy these charges, the claimant will contend that they are unenforceable at common law, being penalty clauses rather than being liquidated damages clauses. I claim from the defendant the sum equivalent to the total amount unlawfully debited to my acc. The defendant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from when the charges were applied to 08/2006 of £357.75 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of 0.02191%"

Hi all, i would be grateful for a little help. I followed all the steps and letters upto and including making a small claim on claims online. Nat West has now filed a defense, and sent me a very frightening solicitors letter wanting all sorts of info. 3 questions, is this normal, and should i now be worried, and what do i do now? Hoping to hear from someone soon, Paul.