No need to write to SCM in the end - my money has appeared back in my acount this morning (only 8 days after it was due). Should I be telling the court about it somehow? or is its involvement not needed after its given a judgement? also, please can someone tell me how to get my thread moved to the successes. I will be making a donation to this site. And I want to say a huge thank you to everyone here, but Guido T and Barty in particular, for all of their advice, help and encouragement. I couldn't have done it without you.

Really? A court is ordering them to pay up, immediately, and they're still likely to drag their feet?

Well, I got back home from the glastonbury festival feeling wet, muddy and miserable, to find waiting for me a General Form of Judgment or Order After a Hearing, in which "upon non compliance with a district judge's order", it is ordered that the defendant, Lloyds, pay the claimant, me, the exact sum that I've been asking for, including all interest and costs, by June 20th - which is now 7 days ago. This sounds like a victory to me and I did a little dance. I hope no-one out there is going to disabuse me of this notion. But what to do next? Walk into my local branch brandishing the order and asking for my money post haste? Ring them up? Ring their solicitors? And am I entitled to be petty, if I feel like it, and demand an extra 87p per day for every day that they've so far failed to pay me? All suggestions gratefully received, and thank you all, as ever, for your invaluable advice and support

thank you very much

Okay, Guido then that's what I'll do. Sorry to be dumb, but can you or anyone else also help me with section D of the N225 form...? Amount of claim as admitted (including interest at date of issue): I think that's the sum of the charges, plus the overdraft interest, plus the interest under s.69 County Courts Act, as worked out by a handy spreadsheet, that I entered in my originial claim. Am I right? Interest since date of claim (if any?): is this an additional another 8% of the charges plus CI, since the date of the claim? How would I work it out, and do I really have to bother? Court fees shown on claim: This is £120, I assume, but what about the £100 I had to send with my allocation questionaire? can I get that back? Sorry if these are all obvious questions, but any and all help and reassurance is very much appreciated. thanks

Thank you, once again, Guido T. But... the N225 form only has options A) - Lloyds hasn't filed a defence or admission; and B) - Lloyds admits it owes me money. Neither of these seem to quite be the case, it's more that they didn't submit an AQ. Would I still tick box A? Also, would it not be a good time to try and contact the bank directly and offer them another chance to just pay up? Lastly, does anyone think I'm nearly there yet, or is it likely to still be a long time before I actually see any money? thanks everyone

Ok, I rang the court this morning and no, Lloyd didn't file their AQ in time and have had their defence struck out. Which I'm taking as very encouraging news, but I'm not really sure what to do next. The nice lady from the court said something like I can enter for a judgement, but i've forgotton exactly what it was she said. Any suggestions? many thanks

ok, thanks Barty. Did anyone else get one of these?

Last week I got a "General form of judgment or order' from the court, saying that Lloyds had until June 14 to file their allocation questionaire or the defence would be struck out. How do I find out if they filed in time or not? And assuming that they did, what should I be doing next? Do i need t get in touch with the court? any suggestons / reassurance greatfully received. thx

Thank you Guido T, I just thought I'd read that somewhere, and I want to be competely confident that i've done everything right. I'll have another thorough look through your thread.

Ha, that's it exactly Guido T. I need to start thinking about filling in my AQ about now. I see there's a new approach being taken by some people, but haven't got my head fully around it yet. A question for anyone who might know, that might make it a moot point ..... If I'm worried that when I was working out how much overdraft interest to claim back I might not always have counted it from exactly the right date, would I be better off sticking to the old approach? apologies for my ignorance and many thanks in advance if there is anyone who knows

just to let you all know, everything seems to be going according to plan. Today I got notice that they filed an acknowledgement of service (just in time!) and that their solicitors are Sechiari, Clark & Mitchell. I wonder what the defence will be...

okay, thanks all. I'll let you now how i get on.

wait, did i speak too soon...?

okay, that's two votes for an N1 form, zero for moneyclaim. Thank you for the advice, guys - appreciate it. An N1 form it is.