zebra_stripes
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Lloyds TSB Loan
zebra_stripes replied to zebra_stripes's topic in Payment Protection Insurance (PPI)
The loans were going back to 2001 - but I re-financed and that when they said I could only take out another loan if I took out PPI. Thanks for the address - I'll send off for the SAR -
Hi Just a quick question - when taking out my previous loan with Lloyds which has now been closed, I was told I could have the loan unless I took out PPI. Which I did. Am I able to request for a refund for this as it obviously was mis-sold to me? Thanks EDIT - I also forgot to advise I was a student at the time of taking the loan out.
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Update! After long last....got photo copies of my credit card statements in the post on Saturday. Added up the charges which come to £365! Ok....need to find out what my next steps are. Still waiting on my current account
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Help! I didn't even think about my loan with Lloyds...does anyone know what the chances are of them demanding closure of my loan if I proceed to claim back my bank charges? I don't have a spare £8k to pay it off if they demand repayment
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credit card history dissapeared - any advice
zebra_stripes replied to bungle900's topic in Lloyds Bank
try experian - they will have details of all credit accounts opened in your name over the last 6 years. -
Hey Thought i'd post to say i've started the ball rolling. I've sent off my Data Protection Act letter asking for a list of all charges. Lets hope it doesn't take them 40 days..I'm impatient! zebra xxx
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Its just one of the many charges that have been applied to my accounts over the last 10 years I've been with Lloyds...I know you you can only go back 6 years so that'll do
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Hi! I friend recommended this forum as she managed to get back £800 worth of charges from her bank...so I thought I'll give it ago...£30 charge for exceeding my overdraft limit by £11.56 seems a bit harsh and esp as I got it into credit within 24 hours! Off to read the FAQ's but if anyone has any advice/or tip they will be greatly appreciated! Thanks!
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