Thanks for the reply buzby, i've checked Experian, Call Credit and Equifax, are those the only 3 there are? I'm sorry i know i sound a bit dumb, but i've never really gone into anything like this before! Just to add all 3 of the above reports detail my correct address, i've now finally managed to change my address to the correct one through my bank (after i'd checked all 3 CRA's, purposely not before) but haven't mentioned the fact i'm concerned yet, as obviously dont want to go in all guns blazing if there is an innocent explanation!

I'm slightly confused. If my bank have passed the address they have for me on to the CRA's then surely on my credit reports there would at least be a tie to this address? There are ties to my 2 previous addresses detailed. There is no mention of the address the bank have for me on any of the 3 reports i have checked. If the DCA were using the CRA to trace me then it would stand to reason they would have got my correct address as this is clearly stated on every report on me? Is this not correct? Just to reitorate my bank has one line of my address wrong, which is the same line thats wrong on the letters from the DCA, and its an error which isn't easily made as it bears no resemblence to the actual line of my address. My address on all 3 of my Credit Reports are my correct address where i current reside.

Well i ordered my credit report to check the address on there and its correct. there are no tie to the address the bank have for me, so does this mean the bank did give address out or has there been a clerical mess up somewhere??

Thanks Busby Am I right in thinking a CRA is a Credit Ratings Agency? I signed with my bank over 10 years ago so if i'm honest I cant remember if i signed for that too.

I'm not sure if this is the right forum to be posting in, but i hope that someone can either help me or point me in the direction of somewhere that can. I've spent the morning trawling the internet and cant find any information that can help me. I recently moved house and had a dispute with a company regarding cable. This has been sorted they have wiped the debt for me, it seems they've forgotten to inform their debt collectors who to my surprise sent a letter to my new address. I had not informed this company of where i had moved to i communicated with them totally electronically. The address they used was wrong in part, so i know full well that it was my bank that gave them this as they also have part of my address wrong( and still havent changed it on the system no matter how many times i tell them!) Are my bank allowed to give out this kind of information?? Did they think it wouldn't get traced back to them?? Because they should've checked they had my address word for word if that was the case!! If anyone can help, or if i'm posting in the wrong type of forum i do apologise, i simplying couldnt think of any other way of finding the information out!! Thanks