This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

Excellent! Thank you very much. Especially liking the line about advising the law society about retraining!

Update and Progress Report. Further to my previous posts, my claim was actually submitted on 22nd May 2006, meaning the bank had until 19th June to submit a defence. Surprise surprise I received in the post on Saturday a defence from Cobbetts - having read a few other threads here it seems to be a standard defence. They have put in a CPR18 request for information. I am putting a response together today along the lines of that I anticipate the claim will be allocated the the small claims track and therefore I will not be answering the Part 18 request. However I will, as an act of good faith, provide them with the account details and list of charges with relevant dates. General thoughts? Doug

Update: They acknowledged my claim on 23rd May. So now they have until 14th June to enter a defence.

Today I submitted my claim - total claimed £1385.13. To give a bit of history, my experience with RBS has been a total shambles and I suspected that the same shambles would ensue upon my requests for refunds of the unlawful charges. As such they have failed to respond to any letter I sent. I sent my preliminary letter 27th March 2006. No response. I sent my LBA 29th April 2006. No response! Therefore today was the day I took it legal - lets see if they respond to this.

I sent the standard Letter Before Action to my bank last week requesting the charges they had levied on my account up to the date of the letter. Since then I have received further charges on my account - how should I deal with these? Should I write a letter stating that these further charges will be added to any claim I submit if they are also not reimbursed within 14 days from my original Letter Before Action?

I sent the standard Letter Before Action to my bank last week requesting the charges they had levied on my account up to the date of the letter. Since then I have received further charges on my account - how should I deal with these? Should I write a letter stating that these further charges will be added to any claim I submit if they are also not reimbursed within 14 days from my original Letter Before Action?