DUCKEGG_LOU
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This is what shocked me so very much - as i always understood there was a limit to the number of charges which could be placed on your account over any 1 month period but ive double checked hte volume of charges and they total whopping £654. I haven't got any kind of special account its a normal run of the mill current account and there is in the terms a limit ot the number of charges which should be applied for the month. I've emailed the bank about it as i want to make sure i have an audit trail on this matter but i just cant belive they could eb so incompetent I have gone over my overdraft limit before but they should have surely seen that the activity on my aco**** just wasn't right in line with my profile! If it is human error its a pretty big one isn't it, ive had no end of problems with Natwest over the years starting when chip and pin came in, changes of address - they just don't seem to know what they are doing, or is it just me?
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I'm wondering if anyone can advise me on the following: This matter is entriely my fault, i was guaranteed a payment of £1000 into my natwest bank account in lieu of some consutlancy work i did - this money didn't get paid in when it was guaranteed and unfortunately i was very trusting as i was away from home i didn't have any access to internet so didn't check my balance for 2 weeks which is very unlike me (Lesson learnt dont worry!). Because of this my account was a mess and in total for the last month i was charged £654 by my bank they didn't contact me in writing or anything and im in a complete financial mess now as virtually none of my esential household bills have left my account. Any advice on what i can do would be so gratefully received - im £6 short of my rent and they have refused to extend my overdraft by this account to ensure it goes out of my account which will of course incur further charges
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Thanks I'm in shocki i really can't belive this amount of charges for one month - ive just read another thread on hear is it right that i cna claim for 6 years from the time i realised the fees were unlawful? I'll go and read the FAQ section as well - do you know if there are any templates or details of what you should put in a standard letter to the bank to address this?? Thank-you again
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I'm wondering if anyone cna advise me on the following: This matter is entriely my fault, i was guaranteed a payment of £1000 into my bank account in lieu of some consutlancy work i did - this money did'nt get paid in when it was guaranteed and unfortunately i was very trusting as i was away from home i didn;t have asy access to internet so didn't check my balance fro 2 weeks which is very unlike me (Lesson learnt dont worry!). Because of this my account was a mess and in total for the last month i was hcarged £654 by my bank they didn't contact me in writing or anything and im in a complete financial mess now as virtually none of my esential household bills have left my account. Any advice on what i can do would be so gratefully received - im £6 short of my rent and they have refused to extend my overdraft by this account to ensure it goes out of my account which will of course incur further charges :? !
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