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sharperesidence

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  1. I sent a letter with the fee for a copy of my loan agreement with HSBC but they repied with the returned fee saying that they only keep papers for 5 years so this has already been destroyed but i should have had a copy when the loan was taken out. What should i do?
  2. Can any of my creditors access or freeze my offshore (Isle of Man) bank account as I owe them money.
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