I attached the schedule of charges to the first letter and LBA, but not to the claim when I issued proceedings, I just gave a global figure in the claim. I still have the schedule of charges and wonder if i should just send that to the Court and the bank now? When I talk about standard disclosure, I read that I should request pre-hearing disclosure from the bank, as they won't want to make disclosure of their actual costs and might then offer to settle?

I am bringing a claim against barclays for around £3700. They offered £1000 which i didn't accept. The case is now transferred to Teesside County Court and a defence has been filed which says, among other things, that I didn't give particulars of the account and particular charges and dates in the original claim. The AQ has been dispensed with. Can I now provide details of the charges and account in a Further Particulars of Claim? And how do I ask for standard disclosure of the bank's charges if there is no AQ? I'm getting quite scared by this now! Many thanks.