Ring and ask them for the other £200 you might get a nice surprise they can only say no at the worst.

Hi all early last year I changed my mortgage from A&L TO Abby, A&L charged me just over £1000 early redemtion... Q is this deemed as a penalty can I claim it back. At the time I was in the middle of a two year discount scheme will this make a difference

Well I thought I might just give them a ring to see if they wanted to settle A Mr C Evens is dealing with my case, I never got to speak to him personaly but the messege I got back was to offer me the £850 which was offered back in October which I told them stick it so I told them I would see them in court in Feb.

Thanks for getting back to me Welshman, just a quick one in my post I said the court had already allocated my case to the small claims but had not told me about the allocation hearing which was back on Dec 1st, my court date is the 28th Feb any reason for this.

bump

I have spoken to the court today they WHERE asking for my court bundle, the guy I spoke to said not to worry he will sort a new date out for my bundle to be in by. He said he can't understand why the judge asked for it so early as it would just be sitting on file. The judge allocated it for the small claims on the 1st Dec the hearing date is the 28th Feb 07, I never got any letter telling me about the allocation hearing is this normal, do you think a phone call to Barcleys would be worth it or is it to early to try that one yet.

Can anyone help with this please.

I recieved my court date today. Its for 28th February, however I am a little concerned regarding the directions that apply to the claim, the letter was dated the 14th Dec which I receieved this morning the 16th Dec, It states; 1] Each party shall deliver to every other party and to the court office copie's of all document's ( including expert's report's if the court is given permission for expert evidence to be used ) on which he intend's to rely at the hearing. 2] The copie's shall be delivered by 4pm on Friday the 15th Dec 06. 3]The original document's shall be brought to the hearing. Are the court are asking me for my court bundle to be delivered by Friday 15th Dec or are they referring to the document's that I have already provided as in the Allocation Questionare, the spread sheets with the sum involved? Can anybody shed some light onto what there asking I just hope its not the court bundle they want by the 15th Dec as I only got the letter doday the 16th Dec ( the court letter was dated the 14th Dec ).

I dont think phoning the bank would be a good idea, why take less than what they owe you they would not let you off with any money you owed them thats why you got charge's in the first place.

For some reason I have been sent a n150 form where is ask's for proposed directions Im really stuck what are proposed directions

Hi I have been on to the guidence section of the allocation-questionnaire but I may be a bit dim here, but I just not sure what to put into these sections can anyone clarify a few questions I have? Section D applications-what does this mean? Witnesses- myself obviously, but how do I put it politely that Barclays have been stealing from my account. Section F Proposed Directions- what dose this part mean? Many thanks to anyone who can help me with these points.

Anyone help

Hi all, I got Barclays defence today, usual rubbish!!!!! I have been on the step by step pages to have a look at the guidance notes,which I must say were very useful, but can anyone clarify a few questions I have? Section D applications-what does this mean? Witnesses- myself obviously, but how do I put it politely that Barclays have been stealing from my account. Section F Proposed Directions- what dose this part mean? Many thanks to anyone who can help me with these points. .

No news, hope it all went well

I have not had a reply from Barclays yet they only have 5 days before I start my moneyclaim I thought I may have had an offer ( I was going to refuse it anyway).