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DaveBeek

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Posts posted by DaveBeek

  1. Sunday: Got letter from cobbets (copy of letter sent to court requesting a stay)

     

    Tuesday: Sent Objection to stay letter to court, probably should have sent a copy to cobbets but did'nt

     

     

    Wednesday: got copy of defence from Cobbets

  2. I thought I should post an update, I have filed at court (aldershot & Farnham which I believ is still running) Cobbets have sent an admission of service. So I am waiting to get an AQ and in the meantime starting to prepare the court bundle

    Is there anything else I should be doing?

    Should I send the court bundle to the court?

  3. OK, It has been a long time, I have been busy with my wife's illness, (She died at christmas)

    I have now go to the stage of filling in the court papers and am about to submit them.

    However I have recieved a letter from Natwest.

    They have sent me another set of statements and told me to simply highlight the entries and return them and they will discuss them with a veiw to paying out.

    However I don't want to return the statements to them as I may need them should they not pay out.

    My plan today is to send them another statement of charges (including 8% interest) and give them 7 days to settle, or the court papers will be filed.

    Is this a good plan or should I simply file the court papers with the local court?

  4. I have not been able to progress this due to my wife becoming ill with cancer.

    Unfortunately she died on christmas day last year

     

    My question is... Can I still proceed with her claim?

  5. Update

    Got statements through, they refunded the £10 and supplied all the transaction details since the account opened.

    They did this (in their words) to be helpful. It just means it will take a little longer to extract the charges from all the other transactions.

    I will get an accurate figure this weekend, but it looks like my wife has got around £1250 in charges

  6. Just about to start.

     

    my wife has 2 accounts, one loan, one normal

    I will record my progress in this thread.

     

    11/07/2006

    Sending Data Protection Act to 201 Grafton Gate East with £10 for list of charges since 11th July 2000

     

    20/07/2006

    Recieved statements from cahoot. (They also sent back the £10)

    Loan account has no excess charges, so that one ends here.

    Current account at first glance has £1250, They sent back all transactions instead of just the charges. I will extract the information from the statements this weekend and then send a formal request for repayment.

  7. Just about to start.

     

    I have 1 Cahoot account (my wife has 2, I will start on her behalf tomorrow)

    I will record my progress in this thread.

     

    11/07/2006

    Sending Data Protection Act to 201 Grafton Gate East with £10 for list of charges since 11th July 2000

    They have 40 days to comply

     

    Next Deadline 5/09/2006 (40 working days from 11/7/2006)

     

    20/07/2006 - recieved Cahoot statements, only £50 in charges so I'm going to leave this one here and concentrate on the bigger fish.

  8. Just about to start.

     

    I have 3 NatWest accounts, one solely in my name and 2 joint accounts

    I will record my progress in this thread.

     

    11/07/2006

    Sending Data Protection Act to Alex Lyons with £10 for list of charges since 11th July 2000

    He has 40 days to comply

     

    Next Deadline 5/09/2006 (40 working days from 11/7/2006)

  9. First post on here.

     

    I'm in a similar situation too. I'm paying into a Debt Management Plan with the Consumer Credit Counselling Service and all our creditors except MBNA have agreed the payments.

     

    MBNA have said the payment isn't enough to CCCS but nothing to us. They phone us daily (often several times a day) and despite me explaining the debt has been passed to CCCS they just keep on calling. They say they cannot stop the calls and every month we have a £25 late payment fee which when coupled with the interest means our balance is actually slightly increasing despite a £82 being paid by CCCS.

     

    If anyone has dealt with an incident such as this successfully, then I would welcome your advice.

     

    Just had a similar situation with Natwest, CCCS said that NW probably haven't accepted the agreement, after a few calls I found out that NW had no record of receiving the DMP offer and therefore could not consider dropping interest rates, I immediatly called CCCS and asked them to resend the DMP offer, left a couple of days, called NW to check they received the offer, they had, but rejected it on a couple of grounds, made new offer over phone, they accepted and confirmed in writting, told CCCS new offer and built it into DMP, charges and interest stopped by NW. I think my advice is don't accept that CCCS are dealing with it just because they are paying them, phone and check if the DMP is accepted.

     

    HTH

     

    Dave

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