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Chardonnay123

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About Chardonnay123

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  1. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. Hiya Sorry been so busy last few days - daughter's bday - lots to organise. I've managed to scrape myself off teh ceiling now so here is the full story.... I received a letter on 18th Oct from DLA enclosing a cheque in full and final settlement. Obviously no legal responsibility taken by Abbey. I have to inform courts and also copy DLA in on the correspondence for their records. This letter was totally out of the blue and a very welcome suprise. I hadn't had contact with DLA for months (since AQ time). Yes cwoj - it was for the full amount, plus interest up to d
  3. Karnevil - sent you a pm. Please read b4 you do anything else for me. Will post full details later but they have settled!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
  4. Also my letter, if you wouldn't mind......... I've changed yours (Karnevil) a bit as I couldn't get the 2nd para to read right to me. Further to your instructions regarding my Claim No. xxxx, please find enclosed my Case Summary as directed. With regard to your request for Draft Directions I would respectfully ask that the directions be set by the Court as I, a litigant in person, have no legal background or legal representation. I trust the above and enclosed is satisfactory. However, should you have any queries, require any further information or have any further d
  5. CASE SUMMARY 1. I am the Claimant in this case. 2. On 23 March 2006 I wrote to the Defendant requesting a refund of charges. 3. On 08 April 2006 I wrote again to the Defendant requesting a refund of charges and advising I would file a claim should I not receive a satisfactory response. 4. On 27 April 2006 I wrote again to the Defendant advising I would be filing a claim should I not receive a satisfactory response. 5. On 08 May 2006 I filed with Northampton County Court a claim against the Defendant for the return of excessive penalty charges as outlined in my Particular
  6. Many thanks but you've scared me now! Just joking, thank you so much - got to pick my daughter up from nursery school now so I'll digest it in a bit.
  7. Getting there......... Case summary ****** The Claimant has an account with the Defendant, Account No. xxxxxxxxxxx. During the period in which the Account has been operating the Defendant debited numerous charges to the Account in respect of purported breaches of contract on the part of the Claimant and also charged interest on the charges once applied. The Claimant understands that the Defendant contends that the charges were debited in accordance with the terms of the Contract between itself and the Claimant. A list of charges applied is attached to this Case Summary. Th
  8. Thanx Karnevil. Yes I've changed the claim form and will post a copy. Just need to read it thro carefully a few times. I'll also amend my letter - yours sounds better! I do have one query, if you could help,:- Re interest. When I submitted my amended claim I put the revised amount of interest (ie, up to that date worked out by spreadsheet) and also didn't include the sentence about the interest per day to date of settlement. My thinking was they would soon settle - how wrong could I be! Should have known. Anyway, my interest in the amended claim was £657.16 and I didn't me
  9. Karenevil, if you are free, what do you think of this letter to be sent to the judge? Any other opinions gratefully received. Thanx. Dear Sir Further to your instructions, please find enclosed my Case Summary regarding the above claim. With regard to the Draft Directions, unfortunately, I am unable to complete this. As discussed with the Court, I have no legal background or legal representation on this case and would request directions be set by yourself. I trust this is acceptable to you. I trust the above and enclosed is satisfactory. However, should you hav
  10. Ignore me Karnevil - some gremlins in the computer. I only got the first few lines before. Thats a great help. I'll do this and compose letter to judge re draft directions. If I do it sooner rather than later there can be no comeback that I haven't complied. Do you think I should copy DLA in on my letter to the judge or will it show lack of confidence?
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