Help!! I have accepted the offer made from Mr Loker and waiting for the cash, but in the meantime DG have acknowledged the claim and intend to defend. What should I do? I did read on other threads this may happen, but not sure whather I need to contact anyone or just wait and hope the money lands?

Hi, just realised when reading the acceptance letter that I have put the dates I claimed for, but from looking through the offer letter (part above in post 28) should I be putting in the date they said they have refunded ie 8th July?? Bit confused, don't want to get it wrong at this late stage. Any advice much appreciated!

Thanks for that, I am sending acceptance off today. Do I have to contact the court to let them know - I haven't heard anything back since I sent my claim?

Thanks for that! Am a bit confused the letter says "we are prepared to make a payment to you for the sum of £2,070.60 in full and final settlement of this matter. This represents our offer in respect of the charges applied up to and including 8th July and includes accured chages totalling £150" my court claim was for £2136.77 inc contractual interest and fees. Not sure hoe they have come to this figure. I did have other charges made on my account between Jan 07 and June 07 that I did not include (wasn't sure I could), do you think they have paid these back and not fees and interest? What should I do?

Hi, just got post, £2,070 refund!!!!!!!!!! They will not pay overdraft interest but that was only £13 so I am thinking what a result. Just going to read all the details but I am over the moon!!!

Hey do you ever have a day off??!! Thanks for that, I had to resend N1 so that included all amendments. Should I go ahead with nudge if court confirm receipt of claim but no date in writing?

hi haven't posted for a while as just waiting since putting in amended claim as requested by the court. They would have received this 2nd July 2007 but still no response. Is this normal and should I be following up?

I think everything is in order now and I wish i'd posted sooner, the help is so valuable. Thank you.

Thanks for that. Just thought I'd post in case anyone else does the same (probably not!!)- I had my claim returned by the court as I didn't put my title in my personal details and also that the defendent was a plc. Got to resend!

Thanks freaky! Don't think I have as I should know about it surely? Really appreciate all the help on this site. Thanks again:)

Sorry one other thing that has been bugging me. Can HSBC put any defults on me for claiming this? I now have no overdraft and finances now in control, opened a parachute account in case they close this one but worried how this may affect me in the future - sorry if this is really stupid question.

Thanks will do tomorrow.

aaaggh, they are "total charges". What should I do? resend?

Got paper copies, just going to re check! Prob made a mistake.

That's great, answered all my next questions on next steps aswell, there's so much info on here I don't want to make a mistake! My statements to, however just say charges? Requested summary originally but they just sent a wad of statements. I did claim interest but the advanced excel calculated this to be minimal due to the dates applied and my balance at that time (i did read this could happen) is this ok to claim? Is only £13.84 even though interest applied was a total of £98. When I filed my claim I calculated the 8% contractual which looked fine at@ £250 for £1700 claim. Sorry for the long reply but does this sound ok? I sent a further 2 copies of schedule today to go with my N1 claim as I omitted these by mistake. How long does it normally take from here to get a response? Thanks again for all your help.