suzywong11hi i am confused, i have sent Alliance & Leicester a copy of my bank charges that they have applied over the last 6 years with a request for repayment of charges letter. The total amount they have taken off me is £8,500.00 including interest. They have sent me a letter stating that the OFT law only applies to credt card charges and therefor are refusing to pay. Should i continue with my claim, and if so, will it still be dealt with in the small claims court as the amount is over £5000.00 ? [i only found this out after i had started claiming]. please give me some advice on what to do next!

hi i am confused, i have sent Alliance & Leicester a copy of my bank charges that they have applied over the last 6 years with a request for repayment of charges letter. The total amount they have taken off me is £8,500.00 including interest. They have sent me a letter stating that the OFT law only applies to credt card charges and therefor are refusing to pay. Should i continue with my claim, and if so, will it still be dealt with in the small claims court as the amount is over £5000.00 ? [i only found this out after i had started claiming]. please give me some advice on what to do next!

hi, i am trying to claim £8,500.00 from alliance & leicester. I received a letter from them this morning [i have already sent letter no. 2 with a full list of my bank charges] they are refuseing to pay as they say the OFT are only reffering to credit card charges. Should i continue to fight them and if so, will it still be settled in the small claims court as my charges are over£5000,00? PLEASE help me as i am confused!!!!!