I'm asking the same question - ie how do I start a thread in Barclays? Lloyds paid up last year, I was actually sitting in the court waing room when my husband texted to say the cheque had arrived! The usher told the Judge who said the matter was resolved and I didn't need to see him! Talk about close!! Been a struggle just to get statements from Barclays. They've now got an automated response saying that all claims for charges have been stopped until OFT judgement comes in so they're getting cocky! They missed the 40 day deadline and I was passed to five different people on the phone until the last one was prepared to sort it - disgusting! Please can someone advise me whether I just carry on with the Prelim letter or has the situation changed now that OFT are investigating? Thanks Cococat

I actually got to the court waiting room! I'd signed in and sat down when my husband texted to say the cheque had arrived! I told the usher who went to see the Judge. Judge said I didn't need my hearing after all as the matter was now resolved and I left.......... Talk about close!!

YAHOOOOO! Why couldn't they tell you that..............? Idiots! Went to tell the court that I'd received a fax of my cheque but the clerk advised me to turn up tomorrow anyway. If I had the cheque then I could tell the Judge that I was waiting for it to clear - if I don't have the cheque by tomorrow morning then the matter isn't resoved and the hearing goes ahead............ Faxed SC+M to tell them this - leaving everything to the last minute might backfire on them here. If I don't have my cheque, or the Judge believes that an uncleared cheque doesn't = settlement then they have to turn up in court or accept the Court's judgement.................As I said, idiots!

My court date is tomorrow, spoke to them on Tuesday and they've settled. They faxed through a copy of the cheque that's in the post. Court have advised me to turn up tomorrow anyway because I haven't actually got my money yet............... I might actually have a chance to make their leaving everything to the last minute backfire spectacularly on them!! Heee Heeee!

That makes more sense! Frustrating though this is, you're benefiting in the end from the extra interest! There is always something positive I guess.......

I'll be thinking of you! You can't lose, as long as you've done everything as directed on this site that money is yours Just checked your thread again - it is 'Bad head and getting worse' isn't it? 29th Nov there's an entry saying that the court date isn't due till April - after Lloyds had asked for a month extra...... Keep me posted x

You sound v determined! And brave. I was ready to go to court, thought that if / when I have to go they wouldn't turn up so I'd win by default - never really expected to have to give evidence to a Judge but, to be honest, am glad they've said they'll settle. You sound like you want to go to court, and that you want them to turn up as well! Hopefully you're scheduled for the afternoon? As I bet your cheque / letter will arrive in the post on Monday morning!

christinajanep, just logged onto your thread to see if you'd heard anything yet and got very confused?! here you say your court date is Mon yet on your thread you said you'd received your bundle but the hearing is in April.........? Sorry if I'm being stupid - have you heard anything from them yet? I won't be able to find out if they have faxed the info promised until I get home tonight so it's not quite over for me yet either. They will pay up. And if it has been postponed until April - just think of all that extra interest it'll cost em - in fact, that may be a way to get them to settle sooner......... Let me know how you get on Cococat

christinajanep sorry to hear that, although from the conversation I had with SC+M I got the impression that they were going to pay into my account on Weds, 2 days before. Going on that timescale maybe they will be able to tell you something on Thurs? Have you received a court bundle from them? I've also got a question for Michael Browne, who provided me with that fantastic on-line calculator. I've tried to put some figures in up to 31st Dec 06 so I can check myself how much 8% interest will be so that I don't accept a cheque for the wrong amount but the link - on Understanding Excel doesn't seem to be working anymore. Could you post another link to the on-line calculator - maybe one that works up to dates in 2007? Don't worry if that's not possible, I just didn't want to get all cock-a-hoop and stop checking all my info, but they have said they will settle and, bizarely, I trust them! coco

The number for the court was engaged so I went straight to the solicitor. Just gave my name and said court case was due 12th, I'd spoken to a Mr Gary Allen on 2nd because I hadn't received any documents then. All he told me was that you were awaiting instructions from your client but I still haven't heard anything. I was about to go on to ask where the documents were and what was going on but whoever I spoke to - didn't get a name this time but sounded very much like the Gary Allen I'd spoken to on 2nd - interrupted me and said 'Oh yes, I recognise this, I think I've got the file here.....Could you just hang on for me whilst I get the information I need?' I said I'd wait, next thing is he's back and said 'Yeah, they're going to pay up, it'll go into your account' I then explained that I'd closed the account so they would have to post a cheque and I was reluctant to stop anything until the cheque had cleared. He said he completely understood, could he fax through a copy of the cheque when he'd received it, to put my mind at rest? Gave him my fax number, checked he'd got the correct spelling for my name on the cheque. Checked the amount was what I'd asked for, he checked I'd included court costs and said he'd work out the interest up to the day that Lloyds give him the cheque and then asked if there was anything else he could do for me (!!) I said I wouldn't notify the court until I'd received the fax of the cheque and he said he'd fax a copy through to the court when he faxed a copy to me Like I say, a really pleasant, helpful individual! What have they said to you?

Sorry about that - the cat pressed the return button before I had finished! Very laid back helpful bloke from SC+M - ironically enough - said the cheque would be released Weds. He's going to work out the interest from June to the date Lloyds send him the cheque and fax through a copy to put my mind at rest. He really couldn't have been more co-operative! To everyone else - just hang on in there! You will wobble, but don't give up!! The money is yours and they know it!! Cococat x

I Have Won!! I Have Won!! Hurray For Me, Hurray For This Lovely Site.

Right - I'll sign off and make the calls now - Court first then SC+M. Will let you know Thanks for your help Coco

The only time I've called them was on 2nd Jan to ask where their defence documents were. Should I call again? If I do, surely I should be asking for a cheque rather than documents? Could I ask them if they are going to attend the hearing? If they are going to go to Court I should ask for postponement of the date because I havent't had any papers from them.......... What's the best approach do you think?

Well - it's 2.50pm on Monday 8th January. The post has been and gone and not a hint of anything from SC+M......... Nothing from the Court either! What do I do now? I don't have an account with Lloyds anymore so they would have write me a cheque. Originally I didn't want to stop any court procedings until the cheque from Lloyds had cleared. With nothing arriving today, that DOES mean I'll be in Court on the 12th!! Which is a tad alarming............) V interested in what people are saying about SC+Ms conduct though - should I report them to the Law Society? Because I haven't heard ANYTHING from them apart from a phone conversation saying they were 'waiting for instructions from their client' that does mean that they have actually missed their deadline to make any settlement before the hearing..... Doesn't it?! If someone with a knowledge of the Law can tell me what should / could / ought to happen next I will be extremely grateful! I can't see how I cannot go to Court now............. Coco x