thank you. still waiting for the money to go in however. oh well was well worth it. Gonna spread the word.

I Won oh my god oh my god. The call this morning was to see where i wanted it to be paid. I feel like drawing it out and running round the bank shouting about it. BUT im sensible and obviously wont do that. Also have to wait for the money to go in. Thank you all to those on this site who have helped and advised and also listened to my odd questions. Yes there was a lot of them. Donation will be on its way as soon as i have the money.

not quite yet. waiting to call them this morning at their request. Have no idea what they are going to say. Im a little nervous as not good with things like this. Not to worry though will keep thread updated.

Advice please. Checked my e mail this eve and found that the Halifax left a message asking me to call. Called but office closed. Will try again tomorrow. Im left pondering what this could be about. As of yet no money is in my account. Do you think they will offer, ask for more time before i issue a warrant? Anyone else had this?

Hi. Can someone read the above post and give some advice. Cheers. its now the 15th and im not sure what i should be doing if anythinhg? thanks

Checked mcol this morning and it said that a judgement had been issued. Inder warrant it said start. Do i need to start anything under that at the moment or do i wait and see. Advice always appreciated.

Fantastic. I filled for judgement yesterday and awaiting news. Honestly im worried but reading your thread has helped. well done

Hello there asked for judgement yesterday as no defence was submitted. Recieved a letter from Halifax this morning saying seen as i had turned down there goodwill gesture, i sent a letter saying a would accept as partial payment. That they would not be refunding anything at all and would close my account if i did not manage it corectly. Do i need to respond to this letter or leave it as i have now asked for judgement.????

Not sleeping well. Anyone else worried about it all.

Ok if the claim was deemed as served on the 12th of december, then acknowledged with an intent to defend when exactly are those 28 days up. When exactly do i ask for judgement. Is it tomorrow morning? The 9th is the 28th day or the 29th if you include the 12th itself? Just to let you know Halifax called this evening asking for an extra week to collect statements etc implying that they wanted to pay. Not sure this was there intention however and them just needing more time. Due to screaming children i said i would call back and was given a number to do so. When i did to tell them no, nobody answered. Anyone else had this?

Yeah dates are correct so on to tomorrow then. cheers for the advice. Well i will let u know

Well tomorrow is the day that the bank would have had to file a defence, as it is 28 days from issue. If i hear nothing then what do i win on de fault and how do i go about things from there on. Also shall i wait till the 10th or 11th or just assume if nothing materialises in my account of throught the door on the 9th they are not defending after all.??? You know me full of questions but always grateful for the advice.

Well just to up date. The bank have acknowledged my claim with the intention to defend! So the bit im unclear of is do they have 28 days from the date i issued the claim or is it 28 days from the day they acknowledged it ????

ADVICE PLEASE Recieved a letter this morning. Halifax have offered me £349.00 as a full and final setlement. Considering that im claimimg £1575.09 obviously im not going to agree. The Letter is worded in a way that would suggest they had not yet recieved the money claim bit. What shall i do from here. What is the next course of action??? As always help and advice appreciated. Must add that i have recieved a notice of issue from moneyclaim saying that they have till the 26th of dec to reply. Also how do i inform the court that they have made this offer.

Thanks Michael.