Hey Im new to this and Halifax are ticking me off The are going to Charge me £60 for being overdrawn for less than 24 hrs. I have been with them for 9 years now and never have i done anything wrong (My dad is the kind of person who always taught us only spend what u have, dont go into debt) My overdraft is there to make sure all DD's get paid on time. Last month i was organising an event and for ease i bought everything kept the reciepts and im claiming everything back. Any way i get paid on the last day of each month. Last month on the 29th at 8.00pm i made a purchase. A few days later i got a letter saying that Halifax had paid that transaction even though i was overdrawn. If that was the case, I would rather have had my card rejected in the store than £60 in charges. I want the money back!!!!!!!!