Thank you Dx for your advise.

It is sad to know the things they do in order to recover debt. I'm willing to pay the original creditor if it's a reasonable monthly payment. However, this DCA are demanding monthly payment that I couldn't possibly afford and I'm not willing to give them a single cent as I will be subject for further harassment. Thank you dx. For responding. I'll update this thread.

What else could they do apart from emailing our HR? I dreading the nasty actions they could potentially do in the next few weeks. At the moment I'm ignoring them. If they ultimately result to divulging my details of debt to employer who can I get in touch to complain?

This DCA has no morals. They utterly and absolutely will try to ruin someone's reputation just to get their commission.

Hi Dx, I did not inform the original creditor about my current address but will do so. dubai 5 0 I have no LinkedIn or other social media account. However, my employer is heavily engaged with promoting this in social media and my name was mentioned few times. I'm thinking of changing job, however, that might be impossible at the moment.

Thanks again Lolerz.

Hi Lolerz, Thank you for your advise - this helps a lot. I'm in a lot of stress and I do not know how to respond nor what to tell to our HR. Some people are a bit nosy and I feel obligated to disclose information which I m not keen on doing anyway. I will keep on ignoring their emails as advised.. I'm unsure if it's possible to ask our IT department to block future emails from them but I will try and ask. How soon before RAkbank (original creditor) sell my debt to UK debt collection agency? I read a lot of threads today and I believe some have had a couple of debt collection agencies chasing after them.

Hi All, I'm a foreign national currently living in the UK. I left UAE in 5 years ago unpaid debt : total debt as of 03/2024 is less than £50k (including interest rate). Al Tamayez LLC emailed my workplace couple of times last month. They've sent another email today asking for employment verification and demanding for my current contact details. I have been copied into this emails. How can I stop the dca into contacting my employer as it causes me to have panic attacks. DCA demanded me to send them an initial payment of AED 50,000 and a monthly payment of AED 10,000. I don't know what to do. I can't afford this payment plan and I'm scared to death. Please help. I need your advice. I'm having a mental breakdown.