Well we've had no more calls at the house or letters from them and we've not sent any of the prove it type letters to them either. Just hoping it will go away ha ha. I've stopped stressing for now tho, and the advice on here was so reassuring and helpful.

The letter does say it's collection on behalf of Capquest. Thank you I'll try not to let it worry me and we'll follow the advice.

I'm not sure? I'll see if he's still got the letter from them.

Thanks, I'll try to relax and perhaps speak to my husband about sending the letter to stop them turning up at our home again. I've seen there's a prove it letter and also a statute barred letter. Are there 2 different things? Should he first send a prove it letter stating that he doesn't believe this is a debt of his?

I'm going to be stressing about every knock at the door. Do they give up trying? If this was the ccj he had can I be certain it will definitely be statue barred?

RC knocked at the door to speak to my husband. He was quite unhelpful with the guy so was just handed a piece of paper with details to contact the Resolve office. Afterwards, my husband admitted to me that he has ignored a few letters from them for £1100 which is an old credit card debt which he defaulted on 16 years ago. I knew he'd left behind a bit of debt from his younger years, and had 1 ccj (neither of us can remember what it was for) when we moved abroad 12 years ago We've been back in the UK for several years now. He's not been chased for any of the debts until this. We have a mortgage and clear credit files which I've seen and re checked today. Anyway the knock on the door has totally stressed me out! We're not able to pay that sort of money and I do worry this could tip hubby back into depression? Don't know what we should do now? I really don't want them knocking again. I'd be really grateful for any advice on what to do next?