agree about the solicitor, that is why I represented myself. i consulted one at 200 pounds for 30 minutes, soon gave up on the idea of employing one as I was pleading guilty anyway.

About Criminal Records - Unlock UNLOCK.ORG.UK for insurance purposes and for certian jobs which only require a basic DBS your conviction is spent after a year. what is on the police computer is a different thing

if that is the case yes you can stay. but when it comes to renewal just tell your existing providers you are changing for a cheaper quote, don't tell them about your conviction. when you get new quotes always check T&C with a fine toothcomb. Remember your offence will be spent in 12 months so you will be able to go back to mainstream insurers as you will not be required to discloses your conviction even if asked.

Try liverpool victoria online for your car, you do not have to disclose a non motoring conviction. Try intelligent insurance online for your house insurance, to make it cheaper just get buildings cover

Try liverpool victoria online, you do not have to disclose a non motoring conviction

you have not read any of my posts regarding insurance, there is no point trying to help you if you are not willing to listen.

you have not lost everything, you lose everything when that box closes and it is nailed together. things feel c...p now but it will get better.

what is the fine % in terms of your weekly income? did you solicitor try to change the prosecution from the fraud act to a road traffic act?

yes I was fined hence a criminal conviction under the fraud act

the home insurers load up the premium because of the conviction. have you told your insurers you will be getting a conviction? if you haven't already don't tell them. as i explained cancel your policy and take a new policies up elsewhere. when you get home after your conviction cancel your existing policy and look for one which does not require disclosure of NON-motoring convictions. This way you will not be paying more premium for car insurance. For home insurance do the same, cancel existing and take out a new one with an online broker. I can provide a link if it is allowed. I got a fine because the starting point for my offence was a fine as told by the court clerk. the judges then determine if there are aggravating or mitigating circumstances. I pleaded guilty straight away and expressed remorse so that got me a low level fine compared to a higher fine or community service. We have bot been unlucky in the sense that only a handful of council prosecute under the fraud act, most prosecute under the road traffic act only which is a lesser offence, some even offer a caution!! but this is the situation and you cannot change it now. You need to focus on damage limitation.

Hello, I have been through your situation earlier this year. I represented myself and got a fine. In terms of insurance not all insurers ask for convictions other than motoring conviction. A fraud conviction is not a motoring conviction so in a perverse sort of way having a fraud charge rather than a road traffic act conviction is better in terms of car insurance. I cancelled my old policy and took a brand new one out which did not require disclosing of non motoring convictions. For household insurance it doubled my premium and got it through an online broker. I cancelled my old policy and then took the new one out. Do not tell your current insurers about your conviction, just cancel the existing policy and then take new ones out that do not require disclosure of the fraud conviction at least for motor insurance purposes. You want to avoid your current insurer cancelling your policy that is why I suggest cancelling said policy from your end first. For household do the same but use an online broker for the new policy. For household insurers you will have to notify the broker about the conviction. Do your research when looking for new insurance providers.