The gas/electric is a side issue, I'm paying back £5 a week each on those via the meters, that's all sorted. I just considered if I did do the drawdown I could clear those and reduce monthly outgoings. And I really appreciate your advice and help. I'm just trying to take everything in at the moment. Also just looking at that thread you referred to, it says Enforcement 2 is not making or keeping an agreement for payment, however I did ask about making an agreement and he said he wouldn't, just demanded the full amount.

The "other debt" is just some electric/gas I'm paying back monthly on my key meters. I understand what you're saying and I'm sorry to have annoyed you. The back of his letter lists a whole bunch of fees- enforcement stage 1 £228+ 7.5% of the amount above £1000, enforcement stage 2 £594, Removal stage £630 plus various other costs (storage, locksmith, auctioneers and on and on). Are they really all lies?

Okay, I will consider that. But I would also like to know what he can do and what I can do if I go the pension drawdown route, especially when I haven't got the full sum on Friday. If I ignore him, won't more of these arbitrary fees get larded on top? If I call him and say I don't have it yet, is that tantamount to refusing to pay? Is there any way to hold out the "up to 20 days"?

yes, I went from thinking I'll deal with it later to it being too much to deal with and panic/ignoring it. I'm on Universal Credit. I must say having realised I can get this lump of money from my pension, which is now in process, I really just want to pay them and get rid of the debt, I'm not good at dealing with things really. My last payment was October 2019.

THE CLAIMANT'S CLAIM IS FOR CHARGES FIXED BY THE CLAIMANT AS A WATER AND/OR SEWERAGE UNDERTAKER PURSUANT TO THE WATER INDUSTRY ACT 1991 IN RESPECT OF THE PREMISES BELOW, FOR THE PERIOD 01 APR 2019 TO 31 MAR 2022 PARTICULARS OF CLAIM- THE CLAIMANT CLAIMS THE SUM SET OUT ALONGSIDE BEING THE AMOUNT DUE AND OUTSTANDING FROM THE DEFENDANT IN RESPECT OF (my address) It also gives Amount claimed 630.95 Court fee 60.00 Legal representative's costs 70.00 Total amount 760.95

Yes, I've found the "Claim Form" and "Judgement For Claimant" which is date 24 May 2021.

It's a "high Court Enforcement Agent" with a "Writ Of Control" dated 15 Oct 2021.

I didn't defend it because I'm an idiot. It's this address and it's my water bill , like I said it's a little over £900 but I'm worried if I post exact amounts they can find me by Googling. I've asked Anglian Water if I can pay them and they said it's out of their hands now. I don't own a car. The bill is the original debt, interest, £75 "compliance fee", Enforcement fee of £190.29 so far. That's what it says on the letter. The back of the letter lists additional enforcement fees and "removal stage" fee. I just want to stop this bill getting any higher and losing my stuff, until I can pay it. They haven't as yet entered my home and don't intend to let them.

Hello, I hope this is the right forum. I have a debt with Anglian Water of about £900 which with fees is now a bit over £1200. Had a Marston enforcers letter through the door first thing this morning. I've been in a right state about this and ignoring it, very bad I know. I realised I can do a drawdown on my pension and thus pay it all off, with some other debt, I've organised that. Pension company said they will expedite the request due to circumstances but can't promise anything shorter than 20 days to get the money to me. The Marston enforcer won't accept this and has given me until Friday to raise the money or "further action" will ensue which presumably means huge fees and removal of my property? I'm on Universal Credit because of losing my job and can't raise this money any other way. He told me to borrow it but I have no friends or family I can borrow a large amount from. I don't have much of value in terms of goods, no car or anything, I've got 3 PCs but they're all old homebuilds, haven't got a TV, my furniture is old and knackered and so on. Is there anything I can do to halt this process since I'm willing to pay but just need time to get the money from the pension drawdown?